| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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Grant County OR
Mortgage Loan Application
Totals and Details
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| Location |
Grant County OR
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 340 |
| Total Amount of All Mortgage Loans Applied For | $43,950,000 |
| Average Mortgage Loan Amount Applied For | $129,000 |
| Highest Mortgage Loan Amount Applied For | $652,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $395,000 |
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| Home Improvement |
29 | $2,282,000 |
$78,000 | $264,000 |
$55,000 | $165,000 |
| Home Purchase |
109 | $14,107,000 |
$129,000 | $382,000 |
$62,000 | $395,000 |
| Refinancing |
202 | $27,561,000 |
$136,000 | $652,000 |
$63,000 | $280,000 |
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| American Indian or Alaskan Native |
1 | $78,000 |
$78,000 | $78,000 |
$53,000 | $53,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $882,000 |
$126,000 | $262,000 |
$50,000 | $65,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $2,210,000 |
$170,000 | $382,000 |
$11,000 | $77,000 |
| Not Provided |
32 | $3,372,000 |
$105,000 | $270,000 |
$63,000 | $165,000 |
| White |
287 | $37,408,000 |
$130,000 | $652,000 |
$65,000 | $395,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
269 | $34,544,000 |
$128,000 | $652,000 |
$67,000 | $395,000 |
| FHA-insured (Federal Housing Administration) |
57 | $7,740,000 |
$135,000 | $262,000 |
$44,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
9 | $910,000 |
$101,000 | $183,000 |
$36,000 | $53,000 |
| VA-guaranteed (Veterans Administration) |
5 | $756,000 |
$151,000 | $210,000 |
$24,000 | $52,000 |
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| Application Approved But Not Accepted |
25 | $3,385,000 |
$135,000 | $300,000 |
$61,000 | $124,000 |
| Application Denied By Financial Institution |
84 | $11,421,000 |
$135,000 | $652,000 |
$62,000 | $253,000 |
| Application Withdrawn By Applicant |
29 | $3,133,000 |
$108,000 | $208,000 |
$58,000 | $165,000 |
| File Closed For Incompleteness |
5 | $805,000 |
$161,000 | $417,000 |
$68,000 | $96,000 |
| Loan Originated |
132 | $16,056,000 |
$121,000 | $410,000 |
$69,000 | $395,000 |
| Loan Purchased By The Institution |
65 | $9,150,000 |
$140,000 | $410,000 |
$51,000 | $157,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
22 | $2,440,000 |
$110,000 | $280,000 |
$65,000 | $139,000 |
| Credit Application Incomplete |
4 | $469,000 |
$117,000 | $161,000 |
$35,000 | $68,000 |
| Credit History |
5 | $513,000 |
$102,000 | $172,000 |
$34,000 | $94,000 |
| Debt-To-Income Ratio |
7 | $771,000 |
$110,000 | $196,000 |
$31,000 | $96,000 |
| Employment History |
1 | $190,000 |
$190,000 | $190,000 |
$34,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $729,000 |
$145,000 | $400,000 |
$41,000 | $102,000 |
| Unverifiable Information |
3 | $489,000 |
$163,000 | $219,000 |
$43,000 | $64,000 |
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Mortgage Companies for
Grant County OR in 2008
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