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| Location |
Hamilton County IL
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 237 |
| Total Amount of All Mortgage Loans Applied For | $17,939,000 |
| Average Mortgage Loan Amount Applied For | $75,000 |
| Highest Mortgage Loan Amount Applied For | $2,760,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $870,000 |
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| Home Improvement |
32 | $696,000 |
$21,000 | $135,000 |
$65,000 | $600,000 |
| Home Purchase |
104 | $9,175,000 |
$88,000 | $2,760,000 |
$55,000 | $870,000 |
| Refinancing |
101 | $8,068,000 |
$79,000 | $417,000 |
$57,000 | $272,000 |
|
| American Indian or Alaskan Native |
1 | $68,000 |
$68,000 | $68,000 |
$35,000 | $35,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $241,000 |
$48,000 | $80,000 |
$38,000 | $53,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $3,184,000 |
$636,000 | $2,760,000 |
$11,000 | $58,000 |
| Not Provided |
9 | $327,000 |
$36,000 | $142,000 |
$53,000 | $95,000 |
| White |
217 | $14,119,000 |
$65,000 | $475,000 |
$59,000 | $870,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
189 | $15,312,000 |
$81,000 | $2,760,000 |
$62,000 | $870,000 |
| FHA-insured (Federal Housing Administration) |
27 | $1,731,000 |
$64,000 | $114,000 |
$48,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
20 | $835,000 |
$41,000 | $61,000 |
$32,000 | $54,000 |
| VA-guaranteed (Veterans Administration) |
1 | $61,000 |
$61,000 | $61,000 |
$33,000 | $33,000 |
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| Application Approved But Not Accepted |
25 | $2,370,000 |
$94,000 | $417,000 |
$88,000 | $600,000 |
| Application Denied By Financial Institution |
84 | $4,313,000 |
$51,000 | $280,000 |
$40,000 | $125,000 |
| Application Withdrawn By Applicant |
8 | $394,000 |
$49,000 | $89,000 |
$49,000 | $108,000 |
| File Closed For Incompleteness |
5 | $230,000 |
$46,000 | $100,000 |
$76,000 | $165,000 |
| Loan Originated |
107 | $9,868,000 |
$92,000 | $2,760,000 |
$65,000 | $870,000 |
| Loan Purchased By The Institution |
8 | $764,000 |
$95,000 | $280,000 |
$40,000 | $102,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
10 | $783,000 |
$78,000 | $280,000 |
$60,000 | $124,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
24 | $892,000 |
$37,000 | $81,000 |
$42,000 | $90,000 |
| Debt-To-Income Ratio |
12 | $598,000 |
$49,000 | $128,000 |
$30,000 | $59,000 |
| Employment History |
1 | $61,000 |
$61,000 | $61,000 |
$33,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $55,000 |
$55,000 | $55,000 |
$29,000 | $29,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $86,000 |
$86,000 | $86,000 |
$75,000 | $75,000 |
| Unverifiable Information |
1 | $59,000 |
$59,000 | $59,000 |
$25,000 | $25,000 |
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