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| Location |
Hamilton County IN
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 21,960 |
| Total Amount of All Mortgage Loans Applied For | $4,484,402,000 |
| Average Mortgage Loan Amount Applied For | $204,000 |
| Highest Mortgage Loan Amount Applied For | $18,000,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $5,152,000 |
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| Home Improvement |
937 | $79,047,000 |
$84,000 | $2,560,000 |
$103,000 | $2,303,000 |
| Home Purchase |
9,960 | $1,986,083,000 |
$199,000 | $13,000,000 |
$94,000 | $4,993,000 |
| Refinancing |
11,063 | $2,419,272,000 |
$218,000 | $18,000,000 |
$106,000 | $5,152,000 |
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| American Indian or Alaskan Native |
48 | $9,312,000 |
$194,000 | $756,000 |
$106,000 | $424,000 |
| Asian |
764 | $166,361,000 |
$217,000 | $1,640,000 |
$104,000 | $920,000 |
| Black or African American |
591 | $130,210,000 |
$220,000 | $1,840,000 |
$104,000 | $1,389,000 |
| Hispanic |
355 | $65,184,000 |
$183,000 | $1,335,000 |
$83,000 | $1,434,000 |
| Native Hawaiin or Other Pacific Islander |
36 | $7,046,000 |
$195,000 | $417,000 |
$80,000 | $248,000 |
| Not applicable |
1,932 | $432,589,000 |
$223,000 | $18,000,000 |
$31,000 | $660,000 |
| Not Provided |
2,139 | $395,608,000 |
$184,000 | $2,718,000 |
$103,000 | $2,303,000 |
| White |
16,095 | $3,278,092,000 |
$203,000 | $5,675,000 |
$109,000 | $5,152,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
16,629 | $3,600,001,000 |
$216,000 | $18,000,000 |
$114,000 | $5,152,000 |
| FHA-insured (Federal Housing Administration) |
4,908 | $803,936,000 |
$163,000 | $16,541,000 |
$59,000 | $868,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
34 | $3,566,000 |
$104,000 | $177,000 |
$36,000 | $74,000 |
| VA-guaranteed (Veterans Administration) |
389 | $76,899,000 |
$197,000 | $411,000 |
$54,000 | $360,000 |
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| Application Approved But Not Accepted |
1,178 | $238,356,000 |
$202,000 | $2,000,000 |
$116,000 | $2,908,000 |
| Application Denied By Financial Institution |
3,331 | $628,167,000 |
$188,000 | $3,030,000 |
$99,000 | $2,400,000 |
| Application Withdrawn By Applicant |
1,877 | $418,210,000 |
$222,000 | $18,000,000 |
$113,000 | $4,993,000 |
| File Closed For Incompleteness |
414 | $95,544,000 |
$230,000 | $3,000,000 |
$128,000 | $2,127,000 |
| Loan Originated |
11,183 | $2,302,793,000 |
$205,000 | $16,541,000 |
$111,000 | $5,152,000 |
| Loan Purchased By The Institution |
3,977 | $801,332,000 |
$201,000 | $5,675,000 |
$60,000 | $1,434,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
600 | $119,018,000 |
$198,000 | $1,710,000 |
$119,000 | $1,680,000 |
| Credit Application Incomplete |
283 | $61,922,000 |
$218,000 | $1,300,000 |
$106,000 | $1,161,000 |
| Credit History |
502 | $69,254,000 |
$137,000 | $1,755,000 |
$84,000 | $698,000 |
| Debt-To-Income Ratio |
445 | $90,821,000 |
$204,000 | $2,307,000 |
$88,000 | $1,440,000 |
| Employment History |
37 | $6,810,000 |
$184,000 | $535,000 |
$80,000 | $267,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
35 | $9,032,000 |
$258,000 | $1,121,000 |
$87,000 | $470,000 |
| Mortgage Insurance Denied |
7 | $1,254,000 |
$179,000 | $280,000 |
$63,000 | $119,000 |
| Other |
278 | $60,207,000 |
$216,000 | $3,030,000 |
$115,000 | $1,500,000 |
| Unverifiable Information |
122 | $27,428,000 |
$224,000 | $2,000,000 |
$142,000 | $1,967,000 |
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