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| Location |
Hamilton County IA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 510 |
| Total Amount of All Mortgage Loans Applied For | $53,476,000 |
| Average Mortgage Loan Amount Applied For | $104,000 |
| Highest Mortgage Loan Amount Applied For | $6,800,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,968,000 |
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| Home Improvement |
76 | $5,565,000 |
$73,000 | $1,500,000 |
$63,000 | $252,000 |
| Home Purchase |
157 | $13,296,000 |
$84,000 | $292,000 |
$57,000 | $300,000 |
| Refinancing |
277 | $34,615,000 |
$124,000 | $6,800,000 |
$71,000 | $1,968,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $384,000 |
$64,000 | $96,000 |
$58,000 | $98,000 |
| Black or African American |
3 | $211,000 |
$70,000 | $126,000 |
$50,000 | $150,000 |
| Hispanic |
6 | $667,000 |
$111,000 | $193,000 |
$100,000 | $250,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $1,770,000 |
$84,000 | $217,000 |
$32,000 | $300,000 |
| Not Provided |
47 | $10,509,000 |
$223,000 | $6,800,000 |
$48,000 | $183,000 |
| White |
427 | $39,935,000 |
$93,000 | $1,500,000 |
$69,000 | $1,968,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
394 | $41,698,000 |
$105,000 | $6,800,000 |
$70,000 | $1,968,000 |
| FHA-insured (Federal Housing Administration) |
79 | $8,542,000 |
$108,000 | $274,000 |
$55,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
33 | $2,560,000 |
$77,000 | $207,000 |
$35,000 | $71,000 |
| VA-guaranteed (Veterans Administration) |
4 | $676,000 |
$169,000 | $185,000 |
$69,000 | $76,000 |
|
| Application Approved But Not Accepted |
17 | $1,601,000 |
$94,000 | $207,000 |
$55,000 | $98,000 |
| Application Denied By Financial Institution |
138 | $18,544,000 |
$134,000 | $6,800,000 |
$61,000 | $776,000 |
| Application Withdrawn By Applicant |
66 | $8,361,000 |
$126,000 | $1,500,000 |
$67,000 | $300,000 |
| File Closed For Incompleteness |
12 | $1,419,000 |
$118,000 | $260,000 |
$83,000 | $250,000 |
| Loan Originated |
231 | $18,885,000 |
$81,000 | $356,000 |
$71,000 | $1,968,000 |
| Loan Purchased By The Institution |
46 | $4,666,000 |
$101,000 | $356,000 |
$46,000 | $300,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
21 | $2,531,000 |
$120,000 | $417,000 |
$109,000 | $776,000 |
| Credit Application Incomplete |
11 | $1,033,000 |
$93,000 | $150,000 |
$47,000 | $106,000 |
| Credit History |
19 | $7,815,000 |
$411,000 | $6,800,000 |
$48,000 | $120,000 |
| Debt-To-Income Ratio |
10 | $794,000 |
$79,000 | $173,000 |
$34,000 | $95,000 |
| Employment History |
1 | $85,000 |
$85,000 | $85,000 |
$34,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $28,000 |
$28,000 | $28,000 |
$30,000 | $30,000 |
| Other |
6 | $523,000 |
$87,000 | $146,000 |
$73,000 | $105,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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