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| Location |
Hamilton County KS
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 39 |
| Total Amount of All Mortgage Loans Applied For | $3,217,000 |
| Average Mortgage Loan Amount Applied For | $82,000 |
| Highest Mortgage Loan Amount Applied For | $179,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $153,000 |
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| Home Improvement |
1 | $87,000 |
$87,000 | $87,000 |
$65,000 | $65,000 |
| Home Purchase |
21 | $1,437,000 |
$68,000 | $109,000 |
$41,000 | $83,000 |
| Refinancing |
17 | $1,693,000 |
$99,000 | $179,000 |
$70,000 | $153,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $175,000 |
$43,000 | $82,000 |
$31,000 | $50,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $96,000 |
$48,000 | $52,000 |
$18,000 | $37,000 |
| Not Provided |
5 | $596,000 |
$119,000 | $179,000 |
$58,000 | $153,000 |
| White |
28 | $2,350,000 |
$83,000 | $179,000 |
$59,000 | $145,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
15 | $1,052,000 |
$70,000 | $179,000 |
$68,000 | $153,000 |
| FHA-insured (Federal Housing Administration) |
15 | $1,463,000 |
$97,000 | $179,000 |
$51,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
9 | $702,000 |
$78,000 | $91,000 |
$37,000 | $50,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Application Approved But Not Accepted |
2 | $67,000 |
$33,000 | $50,000 |
$48,000 | $50,000 |
| Application Denied By Financial Institution |
13 | $1,209,000 |
$93,000 | $179,000 |
$65,000 | $153,000 |
| Application Withdrawn By Applicant |
2 | $97,000 |
$48,000 | $63,000 |
$43,000 | $44,000 |
| File Closed For Incompleteness |
2 | $172,000 |
$86,000 | $109,000 |
$44,000 | $47,000 |
| Loan Originated |
14 | $1,205,000 |
$86,000 | $150,000 |
$56,000 | $145,000 |
| Loan Purchased By The Institution |
6 | $467,000 |
$77,000 | $145,000 |
$37,000 | $79,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
3 | $506,000 |
$168,000 | $179,000 |
$120,000 | $153,000 |
| Credit Application Incomplete |
1 | $52,000 |
$52,000 | $52,000 |
$24,000 | $24,000 |
| Credit History |
5 | $349,000 |
$69,000 | $90,000 |
$56,000 | $83,000 |
| Debt-To-Income Ratio |
1 | $32,000 |
$32,000 | $32,000 |
$72,000 | $72,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $123,000 |
$123,000 | $123,000 |
$48,000 | $48,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $91,000 |
$91,000 | $91,000 |
$32,000 | $32,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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