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| Location |
Hamilton County TX
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 261 |
| Total Amount of All Mortgage Loans Applied For | $23,344,000 |
| Average Mortgage Loan Amount Applied For | $89,000 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $625,000 |
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| Home Improvement |
46 | $1,698,000 |
$36,000 | $260,000 |
$59,000 | $204,000 |
| Home Purchase |
113 | $10,920,000 |
$96,000 | $600,000 |
$71,000 | $625,000 |
| Refinancing |
102 | $10,726,000 |
$105,000 | $417,000 |
$83,000 | $586,000 |
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| American Indian or Alaskan Native |
4 | $123,000 |
$30,000 | $65,000 |
$163,000 | $586,000 |
| Asian |
4 | $181,000 |
$45,000 | $68,000 |
$89,000 | $99,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
11 | $982,000 |
$89,000 | $251,000 |
$83,000 | $516,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $2,098,000 |
$95,000 | $225,000 |
$31,000 | $134,000 |
| Not Provided |
23 | $2,464,000 |
$107,000 | $417,000 |
$85,000 | $625,000 |
| White |
197 | $17,496,000 |
$88,000 | $600,000 |
$74,000 | $481,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
220 | $20,185,000 |
$91,000 | $600,000 |
$81,000 | $625,000 |
| FHA-insured (Federal Housing Administration) |
22 | $1,744,000 |
$79,000 | $216,000 |
$51,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
17 | $1,293,000 |
$76,000 | $105,000 |
$19,000 | $56,000 |
| VA-guaranteed (Veterans Administration) |
2 | $122,000 |
$61,000 | $61,000 |
$23,000 | $46,000 |
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| Application Approved But Not Accepted |
8 | $420,000 |
$52,000 | $171,000 |
$56,000 | $103,000 |
| Application Denied By Financial Institution |
68 | $5,554,000 |
$81,000 | $488,000 |
$61,000 | $450,000 |
| Application Withdrawn By Applicant |
20 | $2,258,000 |
$112,000 | $600,000 |
$98,000 | $481,000 |
| File Closed For Incompleteness |
3 | $299,000 |
$99,000 | $224,000 |
$125,000 | $240,000 |
| Loan Originated |
129 | $11,511,000 |
$89,000 | $417,000 |
$84,000 | $625,000 |
| Loan Purchased By The Institution |
33 | $3,302,000 |
$100,000 | $278,000 |
$45,000 | $176,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
7 | $909,000 |
$129,000 | $488,000 |
$135,000 | $450,000 |
| Credit Application Incomplete |
1 | $52,000 |
$52,000 | $52,000 |
$49,000 | $49,000 |
| Credit History |
15 | $905,000 |
$60,000 | $125,000 |
$48,000 | $98,000 |
| Debt-To-Income Ratio |
4 | $362,000 |
$90,000 | $239,000 |
$37,000 | $76,000 |
| Employment History |
3 | $311,000 |
$103,000 | $225,000 |
$73,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $669,000 |
$133,000 | $260,000 |
$46,000 | $63,000 |
| Unverifiable Information |
4 | $394,000 |
$98,000 | $266,000 |
$87,000 | $144,000 |
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