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| Location |
Hamilton County TX
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 140 |
| Total Amount of All Mortgage Loans Applied For | $14,955,000 |
| Average Mortgage Loan Amount Applied For | $106,000 |
| Highest Mortgage Loan Amount Applied For | $1,900,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $394,000 |
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| Home Improvement |
30 | $637,000 |
$21,000 | $75,000 |
$66,000 | $162,000 |
| Home Purchase |
51 | $5,312,000 |
$104,000 | $325,000 |
$65,000 | $154,000 |
| Refinancing |
59 | $9,006,000 |
$152,000 | $1,900,000 |
$66,000 | $394,000 |
|
| American Indian or Alaskan Native |
1 | $307,000 |
$307,000 | $307,000 |
$81,000 | $81,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $861,000 |
$123,000 | $225,000 |
$84,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $1,994,000 |
$664,000 | $1,900,000 |
$0 | $0 |
| Not Provided |
17 | $1,591,000 |
$93,000 | $166,000 |
$43,000 | $104,000 |
| White |
112 | $10,202,000 |
$91,000 | $325,000 |
$69,000 | $394,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
104 | $10,671,000 |
$102,000 | $1,900,000 |
$71,000 | $394,000 |
| FHA-insured (Federal Housing Administration) |
31 | $3,610,000 |
$116,000 | $225,000 |
$51,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $299,000 |
$99,000 | $115,000 |
$40,000 | $48,000 |
| VA-guaranteed (Veterans Administration) |
2 | $375,000 |
$187,000 | $325,000 |
$63,000 | $126,000 |
|
| Application Approved But Not Accepted |
10 | $865,000 |
$86,000 | $153,000 |
$50,000 | $87,000 |
| Application Denied By Financial Institution |
27 | $2,253,000 |
$83,000 | $325,000 |
$59,000 | $126,000 |
| Application Withdrawn By Applicant |
14 | $1,965,000 |
$140,000 | $307,000 |
$67,000 | $120,000 |
| File Closed For Incompleteness |
2 | $209,000 |
$104,000 | $109,000 |
$19,000 | $38,000 |
| Loan Originated |
73 | $8,151,000 |
$111,000 | $1,900,000 |
$74,000 | $394,000 |
| Loan Purchased By The Institution |
14 | $1,512,000 |
$108,000 | $225,000 |
$50,000 | $120,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
3 | $463,000 |
$154,000 | $325,000 |
$75,000 | $126,000 |
| Credit Application Incomplete |
2 | $255,000 |
$127,000 | $135,000 |
$29,000 | $32,000 |
| Credit History |
15 | $698,000 |
$46,000 | $147,000 |
$56,000 | $117,000 |
| Debt-To-Income Ratio |
1 | $112,000 |
$112,000 | $112,000 |
$32,000 | $32,000 |
| Employment History |
1 | $125,000 |
$125,000 | $125,000 |
$57,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $88,000 |
$88,000 | $88,000 |
$65,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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