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| Location |
Harrison County WV
• Apply Here |
| Year | 2005 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 4,675 |
| Total Amount of All Mortgage Loans Applied For | $372,276,000 |
| Average Mortgage Loan Amount Applied For | $79,000 |
| Highest Mortgage Loan Amount Applied For | $720,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $832,000 |
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| Home Improvement |
843 | $29,908,000 |
$35,000 | $700,000 |
$57,000 | $701,000 |
| Home Purchase |
1,547 | $150,786,000 |
$97,000 | $720,000 |
$58,000 | $832,000 |
| Refinancing |
2,285 | $191,582,000 |
$83,000 | $500,000 |
$55,000 | $738,000 |
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| American Indian or Alaskan Native |
15 | $889,000 |
$59,000 | $240,000 |
$51,000 | $180,000 |
| Asian |
11 | $1,471,000 |
$133,000 | $374,000 |
$91,000 | $359,000 |
| Black or African American |
53 | $3,325,000 |
$62,000 | $222,000 |
$73,000 | $701,000 |
| Hispanic |
38 | $4,061,000 |
$106,000 | $314,000 |
$58,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $581,000 |
$116,000 | $320,000 |
$162,000 | $264,000 |
| Not applicable |
219 | $21,295,000 |
$97,000 | $720,000 |
$18,000 | $250,000 |
| Not Provided |
387 | $31,473,000 |
$81,000 | $650,000 |
$56,000 | $438,000 |
| White |
3,947 | $309,181,000 |
$78,000 | $700,000 |
$58,000 | $832,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,411 | $352,829,000 |
$79,000 | $720,000 |
$59,000 | $832,000 |
| FHA-insured (Federal Housing Administration) |
188 | $11,415,000 |
$60,000 | $169,000 |
$37,000 | $636,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
17 | $1,701,000 |
$100,000 | $213,000 |
$46,000 | $299,000 |
| VA-guaranteed (Veterans Administration) |
59 | $6,331,000 |
$107,000 | $213,000 |
$32,000 | $109,000 |
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| Application Approved But Not Accepted |
381 | $29,203,000 |
$76,000 | $512,000 |
$61,000 | $516,000 |
| Application Denied By Financial Institution |
1,464 | $95,344,000 |
$65,000 | $700,000 |
$51,000 | $648,000 |
| Application Withdrawn By Applicant |
403 | $35,795,000 |
$88,000 | $400,000 |
$57,000 | $701,000 |
| File Closed For Incompleteness |
80 | $7,287,000 |
$91,000 | $374,000 |
$69,000 | $368,000 |
| Loan Originated |
2,012 | $174,232,000 |
$86,000 | $720,000 |
$64,000 | $832,000 |
| Loan Purchased By The Institution |
333 | $30,190,000 |
$90,000 | $555,000 |
$38,000 | $832,000 |
| Preapproval Approved but not Accepted |
1 | $95,000 |
$95,000 | $95,000 |
$69,000 | $69,000 |
| Preapproval Denied by Financial Institution |
1 | $130,000 |
$130,000 | $130,000 |
$0 | $0 |
|
| Collateral |
119 | $8,878,000 |
$74,000 | $368,000 |
$55,000 | $264,000 |
| Credit Application Incomplete |
91 | $7,785,000 |
$85,000 | $285,000 |
$53,000 | $280,000 |
| Credit History |
354 | $18,429,000 |
$52,000 | $355,000 |
$52,000 | $648,000 |
| Debt-To-Income Ratio |
89 | $6,799,000 |
$76,000 | $625,000 |
$32,000 | $99,000 |
| Employment History |
1 | $67,000 |
$67,000 | $67,000 |
$43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
10 | $936,000 |
$93,000 | $350,000 |
$76,000 | $148,000 |
| Mortgage Insurance Denied |
1 | $109,000 |
$109,000 | $109,000 |
$36,000 | $36,000 |
| Other |
99 | $6,094,000 |
$61,000 | $255,000 |
$50,000 | $250,000 |
| Unverifiable Information |
11 | $769,000 |
$69,000 | $200,000 |
$63,000 | $350,000 |
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