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| Location |
Henderson County IL
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 176 |
| Total Amount of All Mortgage Loans Applied For | $12,643,000 |
| Average Mortgage Loan Amount Applied For | $71,000 |
| Highest Mortgage Loan Amount Applied For | $274,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $190,000 |
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| Home Improvement |
26 | $896,000 |
$34,000 | $180,000 |
$53,000 | $190,000 |
| Home Purchase |
71 | $5,283,000 |
$74,000 | $274,000 |
$48,000 | $118,000 |
| Refinancing |
79 | $6,464,000 |
$81,000 | $208,000 |
$54,000 | $121,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $73,000 |
$73,000 | $73,000 |
$76,000 | $76,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $465,000 |
$155,000 | $180,000 |
$0 | $0 |
| Not Provided |
15 | $1,316,000 |
$87,000 | $175,000 |
$51,000 | $78,000 |
| White |
157 | $10,789,000 |
$68,000 | $274,000 |
$52,000 | $190,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
121 | $8,292,000 |
$68,000 | $274,000 |
$56,000 | $190,000 |
| FHA-insured (Federal Housing Administration) |
34 | $2,877,000 |
$84,000 | $180,000 |
$44,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
15 | $787,000 |
$52,000 | $80,000 |
$32,000 | $78,000 |
| VA-guaranteed (Veterans Administration) |
6 | $687,000 |
$114,000 | $153,000 |
$56,000 | $78,000 |
|
| Application Approved But Not Accepted |
8 | $559,000 |
$69,000 | $132,000 |
$58,000 | $82,000 |
| Application Denied By Financial Institution |
53 | $3,171,000 |
$59,000 | $175,000 |
$45,000 | $121,000 |
| Application Withdrawn By Applicant |
12 | $961,000 |
$80,000 | $155,000 |
$48,000 | $64,000 |
| File Closed For Incompleteness |
4 | $297,000 |
$74,000 | $110,000 |
$18,000 | $55,000 |
| Loan Originated |
87 | $6,472,000 |
$74,000 | $274,000 |
$59,000 | $190,000 |
| Loan Purchased By The Institution |
12 | $1,183,000 |
$98,000 | $180,000 |
$38,000 | $71,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
12 | $950,000 |
$79,000 | $175,000 |
$54,000 | $83,000 |
| Credit Application Incomplete |
1 | $84,000 |
$84,000 | $84,000 |
$121,000 | $121,000 |
| Credit History |
20 | $835,000 |
$41,000 | $83,000 |
$43,000 | $78,000 |
| Debt-To-Income Ratio |
8 | $621,000 |
$77,000 | $153,000 |
$37,000 | $78,000 |
| Employment History |
1 | $38,000 |
$38,000 | $38,000 |
$24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $80,000 |
$80,000 | $80,000 |
$24,000 | $24,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $201,000 |
$50,000 | $100,000 |
$57,000 | $93,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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