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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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Howard County IA
Mortgage Loan Application
Totals and Details
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| Location |
Howard County IA
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 242 |
| Total Amount of All Mortgage Loans Applied For | $19,272,000 |
| Average Mortgage Loan Amount Applied For | $79,000 |
| Highest Mortgage Loan Amount Applied For | $250,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $1,916,000 |
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| Home Improvement |
29 | $1,149,000 |
$39,000 | $200,000 |
$51,000 | $269,000 |
| Home Purchase |
85 | $6,391,000 |
$75,000 | $180,000 |
$48,000 | $393,000 |
| Refinancing |
128 | $11,732,000 |
$91,000 | $250,000 |
$108,000 | $1,916,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $73,000 |
$36,000 | $55,000 |
$46,000 | $46,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $265,000 |
$88,000 | $139,000 |
$40,000 | $63,000 |
| Not Provided |
15 | $1,379,000 |
$91,000 | $192,000 |
$60,000 | $117,000 |
| White |
222 | $17,555,000 |
$79,000 | $250,000 |
$83,000 | $1,916,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
225 | $18,008,000 |
$80,000 | $250,000 |
$84,000 | $1,916,000 |
| FHA-insured (Federal Housing Administration) |
5 | $383,000 |
$76,000 | $180,000 |
$34,000 | $44,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
12 | $881,000 |
$73,000 | $121,000 |
$29,000 | $45,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
13 | $959,000 |
$73,000 | $250,000 |
$47,000 | $121,000 |
| Application Denied By Financial Institution |
82 | $6,371,000 |
$77,000 | $243,000 |
$51,000 | $269,000 |
| Application Withdrawn By Applicant |
21 | $1,567,000 |
$74,000 | $250,000 |
$126,000 | $1,452,000 |
| File Closed For Incompleteness |
7 | $564,000 |
$80,000 | $140,000 |
$48,000 | $80,000 |
| Loan Originated |
98 | $8,001,000 |
$81,000 | $249,000 |
$110,000 | $1,916,000 |
| Loan Purchased By The Institution |
21 | $1,810,000 |
$86,000 | $192,000 |
$40,000 | $117,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
9 | $1,157,000 |
$128,000 | $233,000 |
$63,000 | $133,000 |
| Credit Application Incomplete |
2 | $172,000 |
$86,000 | $88,000 |
$51,000 | $56,000 |
| Credit History |
16 | $1,122,000 |
$70,000 | $175,000 |
$46,000 | $82,000 |
| Debt-To-Income Ratio |
7 | $799,000 |
$114,000 | $200,000 |
$29,000 | $42,000 |
| Employment History |
1 | $19,000 |
$19,000 | $19,000 |
$31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $319,000 |
$106,000 | $164,000 |
$41,000 | $48,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $370,000 |
$52,000 | $113,000 |
$63,000 | $152,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Companies for
Howard County IA in 2007
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