| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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Howard County IA
Mortgage Loan Application
Totals and Details
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| Location |
Howard County IA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 165 |
| Total Amount of All Mortgage Loans Applied For | $15,249,000 |
| Average Mortgage Loan Amount Applied For | $92,000 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,477,000 |
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| Home Improvement |
12 | $722,000 |
$60,000 | $155,000 |
$53,000 | $89,000 |
| Home Purchase |
59 | $5,385,000 |
$91,000 | $350,000 |
$60,000 | $883,000 |
| Refinancing |
94 | $9,142,000 |
$97,000 | $330,000 |
$70,000 | $1,477,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $74,000 |
$74,000 | $74,000 |
$0 | $0 |
| Not Provided |
17 | $1,449,000 |
$85,000 | $185,000 |
$52,000 | $99,000 |
| White |
147 | $13,726,000 |
$93,000 | $350,000 |
$67,000 | $1,477,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
118 | $10,841,000 |
$91,000 | $350,000 |
$75,000 | $1,477,000 |
| FHA-insured (Federal Housing Administration) |
30 | $2,940,000 |
$98,000 | $173,000 |
$44,000 | $99,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
14 | $1,016,000 |
$72,000 | $107,000 |
$34,000 | $45,000 |
| VA-guaranteed (Veterans Administration) |
3 | $452,000 |
$150,000 | $185,000 |
$44,000 | $49,000 |
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| Application Approved But Not Accepted |
5 | $325,000 |
$65,000 | $86,000 |
$70,000 | $100,000 |
| Application Denied By Financial Institution |
49 | $4,597,000 |
$93,000 | $250,000 |
$47,000 | $137,000 |
| Application Withdrawn By Applicant |
19 | $1,806,000 |
$95,000 | $183,000 |
$74,000 | $537,000 |
| File Closed For Incompleteness |
3 | $332,000 |
$110,000 | $148,000 |
$100,000 | $114,000 |
| Loan Originated |
68 | $6,177,000 |
$90,000 | $350,000 |
$82,000 | $1,477,000 |
| Loan Purchased By The Institution |
21 | $2,012,000 |
$95,000 | $185,000 |
$38,000 | $81,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
12 | $1,102,000 |
$91,000 | $126,000 |
$46,000 | $90,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $183,000 |
$61,000 | $92,000 |
$33,000 | $44,000 |
| Debt-To-Income Ratio |
3 | $261,000 |
$87,000 | $168,000 |
$50,000 | $77,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $189,000 |
$94,000 | $115,000 |
$70,000 | $82,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $180,000 |
$180,000 | $180,000 |
$103,000 | $103,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Companies for
Howard County IA in 2008
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