|
| Location |
Howard County IA
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 77 |
| Total Amount of All Mortgage Loans Applied For | $8,519,000 |
| Average Mortgage Loan Amount Applied For | $110,000 |
| Highest Mortgage Loan Amount Applied For | $660,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $474,000 |
|
|
|
| Home Improvement |
3 | $65,000 |
$21,000 | $51,000 |
$46,000 | $76,000 |
| Home Purchase |
17 | $1,561,000 |
$91,000 | $224,000 |
$75,000 | $474,000 |
| Refinancing |
57 | $6,893,000 |
$120,000 | $660,000 |
$61,000 | $333,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $76,000 |
$76,000 | $76,000 |
$0 | $0 |
| Not Provided |
6 | $705,000 |
$117,000 | $226,000 |
$54,000 | $98,000 |
| White |
70 | $7,738,000 |
$110,000 | $660,000 |
$65,000 | $474,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
53 | $5,680,000 |
$107,000 | $660,000 |
$73,000 | $474,000 |
| FHA-insured (Federal Housing Administration) |
17 | $1,600,000 |
$94,000 | $198,000 |
$46,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
6 | $1,049,000 |
$174,000 | $400,000 |
$38,000 | $78,000 |
| VA-guaranteed (Veterans Administration) |
1 | $190,000 |
$190,000 | $190,000 |
$0 | $0 |
|
| Application Approved But Not Accepted |
3 | $175,000 |
$58,000 | $79,000 |
$34,000 | $60,000 |
| Application Denied By Financial Institution |
20 | $1,494,000 |
$74,000 | $176,000 |
$48,000 | $170,000 |
| Application Withdrawn By Applicant |
14 | $1,907,000 |
$136,000 | $417,000 |
$69,000 | $217,000 |
| File Closed For Incompleteness |
1 | $86,000 |
$86,000 | $86,000 |
$38,000 | $38,000 |
| Loan Originated |
31 | $4,081,000 |
$131,000 | $660,000 |
$80,000 | $474,000 |
| Loan Purchased By The Institution |
8 | $776,000 |
$97,000 | $224,000 |
$45,000 | $78,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
4 | $414,000 |
$103,000 | $176,000 |
$74,000 | $170,000 |
| Credit Application Incomplete |
2 | $138,000 |
$69,000 | $93,000 |
$87,000 | $100,000 |
| Credit History |
3 | $149,000 |
$49,000 | $80,000 |
$26,000 | $50,000 |
| Debt-To-Income Ratio |
4 | $155,000 |
$38,000 | $73,000 |
$29,000 | $37,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $127,000 |
$63,000 | $94,000 |
$41,000 | $46,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|