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| Location |
Iberville Parish LA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,428 |
| Total Amount of All Mortgage Loans Applied For | $157,290,000 |
| Average Mortgage Loan Amount Applied For | $110,000 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,688,000 |
|
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|
| Home Improvement |
227 | $10,585,000 |
$46,000 | $264,000 |
$61,000 | $518,000 |
| Home Purchase |
563 | $65,792,000 |
$116,000 | $1,203,000 |
$60,000 | $1,496,000 |
| Refinancing |
638 | $80,913,000 |
$126,000 | $2,500,000 |
$72,000 | $1,688,000 |
|
| American Indian or Alaskan Native |
3 | $208,000 |
$69,000 | $108,000 |
$62,000 | $93,000 |
| Asian |
4 | $343,000 |
$85,000 | $144,000 |
$65,000 | $88,000 |
| Black or African American |
420 | $37,161,000 |
$88,000 | $450,000 |
$53,000 | $197,000 |
| Hispanic |
12 | $1,907,000 |
$158,000 | $743,000 |
$126,000 | $796,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $353,000 |
$176,000 | $285,000 |
$75,000 | $84,000 |
| Not applicable |
79 | $11,663,000 |
$147,000 | $682,000 |
$16,000 | $166,000 |
| Not Provided |
124 | $17,573,000 |
$141,000 | $2,500,000 |
$70,000 | $1,688,000 |
| White |
784 | $88,082,000 |
$112,000 | $1,203,000 |
$75,000 | $1,496,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,169 | $123,669,000 |
$105,000 | $2,500,000 |
$68,000 | $1,688,000 |
| FHA-insured (Federal Housing Administration) |
195 | $26,140,000 |
$134,000 | $284,000 |
$57,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
57 | $6,636,000 |
$116,000 | $196,000 |
$43,000 | $84,000 |
| VA-guaranteed (Veterans Administration) |
7 | $845,000 |
$120,000 | $224,000 |
$38,000 | $72,000 |
|
| Application Approved But Not Accepted |
94 | $9,427,000 |
$100,000 | $450,000 |
$60,000 | $144,000 |
| Application Denied By Financial Institution |
391 | $36,992,000 |
$94,000 | $426,000 |
$53,000 | $286,000 |
| Application Withdrawn By Applicant |
71 | $12,029,000 |
$169,000 | $2,500,000 |
$91,000 | $1,688,000 |
| File Closed For Incompleteness |
34 | $4,412,000 |
$129,000 | $264,000 |
$61,000 | $134,000 |
| Loan Originated |
676 | $69,596,000 |
$102,000 | $1,203,000 |
$73,000 | $1,496,000 |
| Loan Purchased By The Institution |
162 | $24,834,000 |
$153,000 | $401,000 |
$54,000 | $352,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
41 | $4,126,000 |
$100,000 | $265,000 |
$53,000 | $126,000 |
| Credit Application Incomplete |
25 | $2,978,000 |
$119,000 | $426,000 |
$55,000 | $126,000 |
| Credit History |
123 | $8,890,000 |
$72,000 | $394,000 |
$53,000 | $186,000 |
| Debt-To-Income Ratio |
40 | $3,873,000 |
$96,000 | $285,000 |
$39,000 | $109,000 |
| Employment History |
3 | $165,000 |
$55,000 | $115,000 |
$25,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $58,000 |
$58,000 | $58,000 |
$54,000 | $54,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
16 | $1,914,000 |
$119,000 | $300,000 |
$48,000 | $74,000 |
| Unverifiable Information |
3 | $328,000 |
$109,000 | $180,000 |
$54,000 | $82,000 |
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