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| Location |
Jack County TX
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 207 |
| Total Amount of All Mortgage Loans Applied For | $18,139,000 |
| Average Mortgage Loan Amount Applied For | $87,000 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
27 | $686,000 |
$25,000 | $75,000 |
$69,000 | $150,000 |
| Home Purchase |
107 | $8,030,000 |
$75,000 | $412,000 |
$59,000 | $300,000 |
| Refinancing |
73 | $9,423,000 |
$129,000 | $417,000 |
$80,000 | $232,000 |
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| American Indian or Alaskan Native |
2 | $96,000 |
$48,000 | $56,000 |
$27,000 | $28,000 |
| Asian |
1 | $33,000 |
$33,000 | $33,000 |
$48,000 | $48,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
17 | $923,000 |
$54,000 | $100,000 |
$57,000 | $189,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $1,634,000 |
$108,000 | $148,000 |
$4,000 | $74,000 |
| Not Provided |
22 | $1,925,000 |
$87,000 | $417,000 |
$84,000 | $175,000 |
| White |
150 | $13,528,000 |
$90,000 | $412,000 |
$74,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
167 | $14,359,000 |
$85,000 | $417,000 |
$76,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
36 | $3,503,000 |
$97,000 | $167,000 |
$34,000 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $277,000 |
$69,000 | $82,000 |
$32,000 | $58,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
11 | $1,271,000 |
$115,000 | $400,000 |
$74,000 | $175,000 |
| Application Denied By Financial Institution |
59 | $4,999,000 |
$84,000 | $400,000 |
$67,000 | $232,000 |
| Application Withdrawn By Applicant |
12 | $1,392,000 |
$116,000 | $417,000 |
$85,000 | $188,000 |
| File Closed For Incompleteness |
5 | $362,000 |
$72,000 | $224,000 |
$99,000 | $191,000 |
| Loan Originated |
88 | $6,714,000 |
$76,000 | $412,000 |
$76,000 | $300,000 |
| Loan Purchased By The Institution |
32 | $3,401,000 |
$106,000 | $243,000 |
$32,000 | $114,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
4 | $871,000 |
$217,000 | $400,000 |
$113,000 | $150,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
12 | $327,000 |
$27,000 | $85,000 |
$54,000 | $106,000 |
| Debt-To-Income Ratio |
6 | $887,000 |
$147,000 | $240,000 |
$67,000 | $112,000 |
| Employment History |
1 | $75,000 |
$75,000 | $75,000 |
$24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $41,000 |
$41,000 | $41,000 |
$15,000 | $15,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $305,000 |
$101,000 | $170,000 |
$74,000 | $90,000 |
| Unverifiable Information |
1 | $400,000 |
$400,000 | $400,000 |
$150,000 | $150,000 |
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