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| Location |
Jackson County AR
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 462 |
| Total Amount of All Mortgage Loans Applied For | $30,387,000 |
| Average Mortgage Loan Amount Applied For | $65,000 |
| Highest Mortgage Loan Amount Applied For | $320,000 |
| Average Applicant Income | $51,000 |
| Highest Applicant Income | $780,000 |
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|
| Home Improvement |
66 | $1,056,000 |
$16,000 | $90,000 |
$46,000 | $114,000 |
| Home Purchase |
192 | $13,299,000 |
$69,000 | $197,000 |
$45,000 | $342,000 |
| Refinancing |
204 | $16,032,000 |
$78,000 | $320,000 |
$58,000 | $780,000 |
|
| American Indian or Alaskan Native |
1 | $69,000 |
$69,000 | $69,000 |
$32,000 | $32,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
34 | $1,814,000 |
$53,000 | $167,000 |
$38,000 | $116,000 |
| Hispanic |
1 | $40,000 |
$40,000 | $40,000 |
$19,000 | $19,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
31 | $2,360,000 |
$76,000 | $244,000 |
$11,000 | $114,000 |
| Not Provided |
49 | $2,492,000 |
$50,000 | $244,000 |
$61,000 | $780,000 |
| White |
346 | $23,612,000 |
$68,000 | $320,000 |
$54,000 | $375,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
305 | $17,394,000 |
$57,000 | $320,000 |
$53,000 | $780,000 |
| FHA-insured (Federal Housing Administration) |
118 | $10,393,000 |
$88,000 | $240,000 |
$52,000 | $342,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
34 | $2,159,000 |
$63,000 | $119,000 |
$29,000 | $62,000 |
| VA-guaranteed (Veterans Administration) |
5 | $441,000 |
$88,000 | $184,000 |
$22,000 | $67,000 |
|
| Application Approved But Not Accepted |
16 | $1,067,000 |
$66,000 | $244,000 |
$43,000 | $120,000 |
| Application Denied By Financial Institution |
141 | $7,329,000 |
$51,000 | $320,000 |
$51,000 | $780,000 |
| Application Withdrawn By Applicant |
42 | $3,459,000 |
$82,000 | $208,000 |
$55,000 | $173,000 |
| File Closed For Incompleteness |
8 | $360,000 |
$45,000 | $79,000 |
$39,000 | $104,000 |
| Loan Originated |
200 | $12,756,000 |
$63,000 | $247,000 |
$54,000 | $375,000 |
| Loan Purchased By The Institution |
55 | $5,416,000 |
$98,000 | $240,000 |
$41,000 | $131,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
7 | $629,000 |
$89,000 | $141,000 |
$80,000 | $158,000 |
| Credit Application Incomplete |
7 | $405,000 |
$57,000 | $112,000 |
$34,000 | $63,000 |
| Credit History |
47 | $1,673,000 |
$35,000 | $149,000 |
$47,000 | $180,000 |
| Debt-To-Income Ratio |
4 | $337,000 |
$84,000 | $119,000 |
$34,000 | $81,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $229,000 |
$45,000 | $62,000 |
$196,000 | $780,000 |
| Unverifiable Information |
3 | $389,000 |
$129,000 | $192,000 |
$102,000 | $170,000 |
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