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| Location |
Jackson County IN
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,307 |
| Total Amount of All Mortgage Loans Applied For | $234,780,000 |
| Average Mortgage Loan Amount Applied For | $101,000 |
| Highest Mortgage Loan Amount Applied For | $5,500,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $994,000 |
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| Home Improvement |
305 | $12,130,000 |
$39,000 | $235,000 |
$57,000 | $514,000 |
| Home Purchase |
774 | $83,047,000 |
$107,000 | $5,500,000 |
$47,000 | $994,000 |
| Refinancing |
1,228 | $139,603,000 |
$113,000 | $1,056,000 |
$56,000 | $469,000 |
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| American Indian or Alaskan Native |
3 | $500,000 |
$166,000 | $377,000 |
$171,000 | $459,000 |
| Asian |
9 | $738,000 |
$82,000 | $155,000 |
$44,000 | $83,000 |
| Black or African American |
11 | $930,000 |
$84,000 | $214,000 |
$52,000 | $112,000 |
| Hispanic |
33 | $2,818,000 |
$85,000 | $194,000 |
$50,000 | $111,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $55,000 |
$55,000 | $55,000 |
$37,000 | $37,000 |
| Not applicable |
195 | $27,701,000 |
$142,000 | $5,500,000 |
$3,000 | $150,000 |
| Not Provided |
128 | $12,476,000 |
$97,000 | $417,000 |
$57,000 | $300,000 |
| White |
1,927 | $189,562,000 |
$98,000 | $1,056,000 |
$58,000 | $994,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,568 | $154,462,000 |
$98,000 | $5,500,000 |
$59,000 | $994,000 |
| FHA-insured (Federal Housing Administration) |
595 | $66,489,000 |
$111,000 | $269,000 |
$43,000 | $335,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
125 | $11,566,000 |
$92,000 | $165,000 |
$25,000 | $68,000 |
| VA-guaranteed (Veterans Administration) |
19 | $2,263,000 |
$119,000 | $280,000 |
$44,000 | $168,000 |
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| Application Approved But Not Accepted |
89 | $8,872,000 |
$99,000 | $392,000 |
$66,000 | $335,000 |
| Application Denied By Financial Institution |
519 | $48,987,000 |
$94,000 | $1,056,000 |
$52,000 | $514,000 |
| Application Withdrawn By Applicant |
196 | $22,257,000 |
$113,000 | $875,000 |
$58,000 | $270,000 |
| File Closed For Incompleteness |
48 | $5,788,000 |
$120,000 | $400,000 |
$67,000 | $316,000 |
| Loan Originated |
1,146 | $113,766,000 |
$99,000 | $5,500,000 |
$60,000 | $994,000 |
| Loan Purchased By The Institution |
307 | $34,893,000 |
$113,000 | $417,000 |
$21,000 | $198,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $217,000 |
$108,000 | $119,000 |
$50,000 | $68,000 |
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| Collateral |
53 | $7,726,000 |
$145,000 | $1,056,000 |
$66,000 | $275,000 |
| Credit Application Incomplete |
22 | $2,493,000 |
$113,000 | $220,000 |
$48,000 | $125,000 |
| Credit History |
99 | $6,039,000 |
$61,000 | $209,000 |
$56,000 | $514,000 |
| Debt-To-Income Ratio |
47 | $4,798,000 |
$102,000 | $327,000 |
$44,000 | $225,000 |
| Employment History |
3 | $127,000 |
$42,000 | $60,000 |
$16,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $447,000 |
$74,000 | $111,000 |
$34,000 | $58,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
13 | $1,139,000 |
$87,000 | $151,000 |
$36,000 | $89,000 |
| Unverifiable Information |
5 | $579,000 |
$115,000 | $215,000 |
$78,000 | $135,000 |
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