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| Location |
Jim Wells County TX
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,499 |
| Total Amount of All Mortgage Loans Applied For | $123,607,000 |
| Average Mortgage Loan Amount Applied For | $82,000 |
| Highest Mortgage Loan Amount Applied For | $340,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $1,187,000 |
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| Home Improvement |
394 | $12,021,000 |
$30,000 | $286,000 |
$66,000 | $1,187,000 |
| Home Purchase |
492 | $54,479,000 |
$110,000 | $332,000 |
$71,000 | $843,000 |
| Refinancing |
613 | $57,107,000 |
$93,000 | $340,000 |
$73,000 | $515,000 |
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| American Indian or Alaskan Native |
6 | $539,000 |
$89,000 | $159,000 |
$138,000 | $450,000 |
| Asian |
2 | $291,000 |
$145,000 | $171,000 |
$63,000 | $80,000 |
| Black or African American |
9 | $605,000 |
$67,000 | $188,000 |
$63,000 | $105,000 |
| Hispanic |
1,019 | $75,051,000 |
$73,000 | $340,000 |
$69,000 | $1,187,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
74 | $9,151,000 |
$123,000 | $302,000 |
$17,000 | $217,000 |
| Not Provided |
97 | $7,986,000 |
$82,000 | $306,000 |
$78,000 | $515,000 |
| White |
292 | $29,984,000 |
$102,000 | $335,000 |
$88,000 | $843,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,202 | $89,127,000 |
$74,000 | $340,000 |
$74,000 | $1,187,000 |
| FHA-insured (Federal Housing Administration) |
244 | $27,655,000 |
$113,000 | $273,000 |
$59,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
25 | $2,452,000 |
$98,000 | $181,000 |
$23,000 | $69,000 |
| VA-guaranteed (Veterans Administration) |
28 | $4,373,000 |
$156,000 | $335,000 |
$59,000 | $147,000 |
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| Application Approved But Not Accepted |
68 | $5,789,000 |
$85,000 | $287,000 |
$81,000 | $213,000 |
| Application Denied By Financial Institution |
596 | $37,350,000 |
$62,000 | $340,000 |
$64,000 | $500,000 |
| Application Withdrawn By Applicant |
126 | $10,768,000 |
$85,000 | $300,000 |
$73,000 | $492,000 |
| File Closed For Incompleteness |
46 | $4,124,000 |
$89,000 | $225,000 |
$92,000 | $406,000 |
| Loan Originated |
472 | $42,837,000 |
$90,000 | $335,000 |
$84,000 | $1,187,000 |
| Loan Purchased By The Institution |
191 | $22,739,000 |
$119,000 | $302,000 |
$47,000 | $292,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
50 | $4,516,000 |
$90,000 | $308,000 |
$83,000 | $500,000 |
| Credit Application Incomplete |
11 | $1,372,000 |
$124,000 | $294,000 |
$80,000 | $137,000 |
| Credit History |
207 | $9,499,000 |
$45,000 | $240,000 |
$66,000 | $250,000 |
| Debt-To-Income Ratio |
41 | $2,752,000 |
$67,000 | $273,000 |
$47,000 | $384,000 |
| Employment History |
1 | $34,000 |
$34,000 | $34,000 |
$21,000 | $21,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $66,000 |
$66,000 | $66,000 |
$51,000 | $51,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
20 | $1,595,000 |
$79,000 | $260,000 |
$75,000 | $200,000 |
| Unverifiable Information |
9 | $802,000 |
$89,000 | $134,000 |
$91,000 | $226,000 |
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