|
| Location |
Johnston County OK
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 299 |
| Total Amount of All Mortgage Loans Applied For | $22,018,000 |
| Average Mortgage Loan Amount Applied For | $73,000 |
| Highest Mortgage Loan Amount Applied For | $353,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $660,000 |
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|
| Home Improvement |
34 | $830,000 |
$24,000 | $63,000 |
$56,000 | $200,000 |
| Home Purchase |
131 | $7,723,000 |
$58,000 | $196,000 |
$52,000 | $414,000 |
| Refinancing |
134 | $13,465,000 |
$100,000 | $353,000 |
$64,000 | $660,000 |
|
| American Indian or Alaskan Native |
28 | $2,200,000 |
$78,000 | $298,000 |
$57,000 | $162,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
6 | $316,000 |
$52,000 | $89,000 |
$33,000 | $62,000 |
| Hispanic |
2 | $84,000 |
$42,000 | $59,000 |
$49,000 | $62,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $174,000 |
$87,000 | $87,000 |
$57,000 | $58,000 |
| Not applicable |
9 | $557,000 |
$61,000 | $76,000 |
$1,000 | $16,000 |
| Not Provided |
7 | $480,000 |
$68,000 | $181,000 |
$79,000 | $163,000 |
| White |
245 | $18,207,000 |
$74,000 | $353,000 |
$60,000 | $660,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
203 | $13,049,000 |
$64,000 | $353,000 |
$65,000 | $660,000 |
| FHA-insured (Federal Housing Administration) |
73 | $6,982,000 |
$95,000 | $298,000 |
$46,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
7 | $337,000 |
$48,000 | $65,000 |
$35,000 | $45,000 |
| VA-guaranteed (Veterans Administration) |
16 | $1,650,000 |
$103,000 | $263,000 |
$33,000 | $129,000 |
|
| Application Approved But Not Accepted |
8 | $700,000 |
$87,000 | $182,000 |
$131,000 | $660,000 |
| Application Denied By Financial Institution |
68 | $3,384,000 |
$49,000 | $187,000 |
$47,000 | $163,000 |
| Application Withdrawn By Applicant |
29 | $2,843,000 |
$98,000 | $223,000 |
$57,000 | $180,000 |
| File Closed For Incompleteness |
3 | $258,000 |
$86,000 | $156,000 |
$34,000 | $80,000 |
| Loan Originated |
147 | $10,143,000 |
$69,000 | $353,000 |
$64,000 | $414,000 |
| Loan Purchased By The Institution |
44 | $4,690,000 |
$106,000 | $300,000 |
$45,000 | $197,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
4 | $259,000 |
$64,000 | $89,000 |
$55,000 | $75,000 |
| Credit Application Incomplete |
2 | $111,000 |
$55,000 | $81,000 |
$17,000 | $34,000 |
| Credit History |
26 | $1,275,000 |
$49,000 | $135,000 |
$55,000 | $163,000 |
| Debt-To-Income Ratio |
5 | $190,000 |
$38,000 | $55,000 |
$30,000 | $73,000 |
| Employment History |
3 | $133,000 |
$44,000 | $67,000 |
$40,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $52,000 |
$52,000 | $52,000 |
$31,000 | $31,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $159,000 |
$39,000 | $92,000 |
$43,000 | $54,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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