|
| Location |
Juana Diaz County PR
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 1,113 |
| Total Amount of All Mortgage Loans Applied For | $113,954,000 |
| Average Mortgage Loan Amount Applied For | $102,000 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $40,000 |
| Highest Applicant Income | $903,000 |
|
|
|
| Home Improvement |
200 | $4,653,000 |
$23,000 | $338,000 |
$31,000 | $133,000 |
| Home Purchase |
615 | $75,311,000 |
$122,000 | $314,000 |
$42,000 | $903,000 |
| Refinancing |
298 | $33,990,000 |
$114,000 | $700,000 |
$43,000 | $296,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $175,000 |
$175,000 | $175,000 |
$2,000 | $2,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
941 | $92,914,000 |
$98,000 | $700,000 |
$41,000 | $296,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
157 | $19,682,000 |
$125,000 | $338,000 |
$34,000 | $903,000 |
| Not Provided |
6 | $55,000 |
$9,000 | $25,000 |
$43,000 | $88,000 |
| White |
8 | $1,128,000 |
$141,000 | $244,000 |
$55,000 | $158,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
455 | $30,550,000 |
$67,000 | $700,000 |
$43,000 | $903,000 |
| FHA-insured (Federal Housing Administration) |
330 | $38,964,000 |
$118,000 | $277,000 |
$41,000 | $296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
272 | $34,974,000 |
$128,000 | $314,000 |
$32,000 | $133,000 |
| VA-guaranteed (Veterans Administration) |
56 | $9,466,000 |
$169,000 | $338,000 |
$48,000 | $141,000 |
|
| Application Approved But Not Accepted |
34 | $2,691,000 |
$79,000 | $236,000 |
$46,000 | $129,000 |
| Application Denied By Financial Institution |
248 | $17,961,000 |
$72,000 | $314,000 |
$36,000 | $296,000 |
| Application Withdrawn By Applicant |
131 | $15,676,000 |
$119,000 | $243,000 |
$44,000 | $232,000 |
| File Closed For Incompleteness |
31 | $3,225,000 |
$104,000 | $240,000 |
$45,000 | $124,000 |
| Loan Originated |
503 | $53,645,000 |
$106,000 | $700,000 |
$43,000 | $197,000 |
| Loan Purchased By The Institution |
166 | $20,756,000 |
$125,000 | $338,000 |
$34,000 | $903,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
13 | $1,381,000 |
$106,000 | $261,000 |
$44,000 | $150,000 |
| Credit Application Incomplete |
1 | $61,000 |
$61,000 | $61,000 |
$16,000 | $16,000 |
| Credit History |
17 | $1,558,000 |
$91,000 | $237,000 |
$43,000 | $146,000 |
| Debt-To-Income Ratio |
15 | $2,030,000 |
$135,000 | $225,000 |
$36,000 | $89,000 |
| Employment History |
1 | $129,000 |
$129,000 | $129,000 |
$32,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $364,000 |
$121,000 | $146,000 |
$39,000 | $64,000 |
| Mortgage Insurance Denied |
1 | $172,000 |
$172,000 | $172,000 |
$64,000 | $64,000 |
| Other |
8 | $1,131,000 |
$141,000 | $240,000 |
$62,000 | $144,000 |
| Unverifiable Information |
5 | $343,000 |
$68,000 | $188,000 |
$48,000 | $146,000 |
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