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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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Kearney County NE
Mortgage Loan Application
Totals and Details
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| Location |
Kearney County NE
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 301 |
| Total Amount of All Mortgage Loans Applied For | $25,660,000 |
| Average Mortgage Loan Amount Applied For | $85,000 |
| Highest Mortgage Loan Amount Applied For | $244,000 |
| Average Applicant Income | $51,000 |
| Highest Applicant Income | $503,000 |
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| Home Improvement |
36 | $2,128,000 |
$59,000 | $164,000 |
$61,000 | $204,000 |
| Home Purchase |
86 | $7,513,000 |
$87,000 | $219,000 |
$46,000 | $503,000 |
| Refinancing |
179 | $16,019,000 |
$89,000 | $244,000 |
$52,000 | $186,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $128,000 |
$128,000 | $128,000 |
$62,000 | $62,000 |
| Hispanic |
2 | $78,000 |
$39,000 | $68,000 |
$40,000 | $62,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
32 | $2,421,000 |
$75,000 | $140,000 |
$28,000 | $503,000 |
| Not Provided |
30 | $2,434,000 |
$81,000 | $158,000 |
$41,000 | $80,000 |
| White |
236 | $20,599,000 |
$87,000 | $244,000 |
$56,000 | $204,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
285 | $24,218,000 |
$84,000 | $244,000 |
$52,000 | $503,000 |
| FHA-insured (Federal Housing Administration) |
10 | $896,000 |
$89,000 | $149,000 |
$47,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $124,000 |
$62,000 | $83,000 |
$13,000 | $27,000 |
| VA-guaranteed (Veterans Administration) |
4 | $422,000 |
$105,000 | $139,000 |
$67,000 | $81,000 |
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| Application Approved But Not Accepted |
21 | $1,715,000 |
$81,000 | $180,000 |
$54,000 | $115,000 |
| Application Denied By Financial Institution |
94 | $7,232,000 |
$76,000 | $187,000 |
$58,000 | $204,000 |
| Application Withdrawn By Applicant |
31 | $2,613,000 |
$84,000 | $184,000 |
$49,000 | $204,000 |
| File Closed For Incompleteness |
9 | $818,000 |
$90,000 | $161,000 |
$41,000 | $96,000 |
| Loan Originated |
105 | $9,559,000 |
$91,000 | $244,000 |
$58,000 | $503,000 |
| Loan Purchased By The Institution |
41 | $3,723,000 |
$90,000 | $228,000 |
$24,000 | $111,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $389,000 |
$77,000 | $155,000 |
$57,000 | $80,000 |
| Credit Application Incomplete |
2 | $165,000 |
$82,000 | $107,000 |
$68,000 | $80,000 |
| Credit History |
15 | $1,171,000 |
$78,000 | $187,000 |
$48,000 | $81,000 |
| Debt-To-Income Ratio |
4 | $336,000 |
$84,000 | $158,000 |
$58,000 | $80,000 |
| Employment History |
1 | $83,000 |
$83,000 | $83,000 |
$59,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $477,000 |
$68,000 | $110,000 |
$48,000 | $113,000 |
| Unverifiable Information |
1 | $149,000 |
$149,000 | $149,000 |
$35,000 | $35,000 |
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Mortgage Companies for
Kearney County NE in 2007
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