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| Location |
Kendall County IL
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 10,860 |
| Total Amount of All Mortgage Loans Applied For | $2,250,354,000 |
| Average Mortgage Loan Amount Applied For | $207,000 |
| Highest Mortgage Loan Amount Applied For | $1,598,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $9,000,000 |
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| Home Improvement |
419 | $32,734,000 |
$78,000 | $495,000 |
$81,000 | $612,000 |
| Home Purchase |
3,941 | $811,432,000 |
$205,000 | $1,598,000 |
$79,000 | $3,600,000 |
| Refinancing |
6,500 | $1,406,188,000 |
$216,000 | $1,152,000 |
$82,000 | $9,000,000 |
|
| American Indian or Alaskan Native |
21 | $4,111,000 |
$195,000 | $353,000 |
$60,000 | $144,000 |
| Asian |
304 | $70,334,000 |
$231,000 | $596,000 |
$92,000 | $667,000 |
| Black or African American |
529 | $121,269,000 |
$229,000 | $800,000 |
$78,000 | $505,000 |
| Hispanic |
1,177 | $229,145,000 |
$194,000 | $940,000 |
$65,000 | $366,000 |
| Native Hawaiin or Other Pacific Islander |
20 | $4,198,000 |
$209,000 | $551,000 |
$114,000 | $182,000 |
| Not applicable |
892 | $190,783,000 |
$213,000 | $1,598,000 |
$31,000 | $340,000 |
| Not Provided |
829 | $164,097,000 |
$197,000 | $1,000,000 |
$87,000 | $1,079,000 |
| White |
7,088 | $1,466,417,000 |
$206,000 | $1,535,000 |
$89,000 | $9,000,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
7,665 | $1,567,293,000 |
$204,000 | $1,598,000 |
$89,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) |
3,038 | $645,830,000 |
$212,000 | $417,000 |
$63,000 | $984,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
9 | $1,860,000 |
$206,000 | $262,000 |
$45,000 | $82,000 |
| VA-guaranteed (Veterans Administration) |
148 | $35,371,000 |
$238,000 | $427,000 |
$50,000 | $163,000 |
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| Application Approved But Not Accepted |
691 | $141,342,000 |
$204,000 | $720,000 |
$104,000 | $9,000,000 |
| Application Denied By Financial Institution |
1,944 | $398,351,000 |
$204,000 | $863,000 |
$84,000 | $1,136,000 |
| Application Withdrawn By Applicant |
845 | $186,303,000 |
$220,000 | $665,000 |
$93,000 | $1,248,000 |
| File Closed For Incompleteness |
218 | $49,980,000 |
$229,000 | $550,000 |
$95,000 | $1,188,000 |
| Loan Originated |
4,667 | $955,479,000 |
$204,000 | $1,598,000 |
$85,000 | $3,600,000 |
| Loan Purchased By The Institution |
2,494 | $518,750,000 |
$207,000 | $617,000 |
$59,000 | $364,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $149,000 |
$149,000 | $149,000 |
$77,000 | $77,000 |
|
| Collateral |
381 | $85,157,000 |
$223,000 | $745,000 |
$101,000 | $612,000 |
| Credit Application Incomplete |
146 | $33,057,000 |
$226,000 | $780,000 |
$99,000 | $1,136,000 |
| Credit History |
294 | $44,731,000 |
$152,000 | $574,000 |
$77,000 | $1,079,000 |
| Debt-To-Income Ratio |
319 | $64,251,000 |
$201,000 | $613,000 |
$65,000 | $426,000 |
| Employment History |
12 | $2,576,000 |
$214,000 | $333,000 |
$63,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
21 | $4,851,000 |
$231,000 | $527,000 |
$91,000 | $330,000 |
| Mortgage Insurance Denied |
5 | $1,185,000 |
$237,000 | $278,000 |
$75,000 | $110,000 |
| Other |
119 | $23,045,000 |
$193,000 | $863,000 |
$93,000 | $648,000 |
| Unverifiable Information |
65 | $13,876,000 |
$213,000 | $445,000 |
$67,000 | $175,000 |
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