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| Location |
Keokuk County IA
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 297 |
| Total Amount of All Mortgage Loans Applied For | $24,666,000 |
| Average Mortgage Loan Amount Applied For | $83,000 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $483,000 |
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| Home Improvement |
49 | $1,786,000 |
$36,000 | $185,000 |
$70,000 | $483,000 |
| Home Purchase |
67 | $5,487,000 |
$81,000 | $500,000 |
$58,000 | $314,000 |
| Refinancing |
181 | $17,393,000 |
$96,000 | $389,000 |
$59,000 | $372,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $143,000 |
$143,000 | $143,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $1,402,000 |
$100,000 | $254,000 |
$0 | $0 |
| Not Provided |
18 | $1,602,000 |
$89,000 | $500,000 |
$60,000 | $200,000 |
| White |
264 | $21,519,000 |
$81,000 | $389,000 |
$64,000 | $483,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
200 | $16,068,000 |
$80,000 | $500,000 |
$68,000 | $483,000 |
| FHA-insured (Federal Housing Administration) |
72 | $6,524,000 |
$90,000 | $195,000 |
$51,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $751,000 |
$68,000 | $224,000 |
$20,000 | $53,000 |
| VA-guaranteed (Veterans Administration) |
14 | $1,323,000 |
$94,000 | $158,000 |
$31,000 | $66,000 |
|
| Application Approved But Not Accepted |
4 | $424,000 |
$106,000 | $200,000 |
$82,000 | $163,000 |
| Application Denied By Financial Institution |
68 | $4,410,000 |
$64,000 | $380,000 |
$47,000 | $187,000 |
| Application Withdrawn By Applicant |
33 | $3,140,000 |
$95,000 | $389,000 |
$68,000 | $170,000 |
| File Closed For Incompleteness |
7 | $574,000 |
$82,000 | $153,000 |
$83,000 | $200,000 |
| Loan Originated |
148 | $12,348,000 |
$83,000 | $500,000 |
$70,000 | $483,000 |
| Loan Purchased By The Institution |
37 | $3,770,000 |
$101,000 | $254,000 |
$37,000 | $197,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
10 | $998,000 |
$99,000 | $227,000 |
$58,000 | $87,000 |
| Credit Application Incomplete |
1 | $71,000 |
$71,000 | $71,000 |
$54,000 | $54,000 |
| Credit History |
19 | $927,000 |
$48,000 | $188,000 |
$42,000 | $95,000 |
| Debt-To-Income Ratio |
10 | $553,000 |
$55,000 | $109,000 |
$36,000 | $82,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $23,000 |
$23,000 | $23,000 |
$44,000 | $44,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $56,000 |
$56,000 | $56,000 |
$44,000 | $44,000 |
| Unverifiable Information |
1 | $25,000 |
$25,000 | $25,000 |
$62,000 | $62,000 |
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