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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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Keokuk County IA
Mortgage Loan Application
Totals and Details
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| Location |
Keokuk County IA
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 516 |
| Total Amount of All Mortgage Loans Applied For | $38,026,000 |
| Average Mortgage Loan Amount Applied For | $73,000 |
| Highest Mortgage Loan Amount Applied For | $501,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $734,000 |
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| Home Improvement |
68 | $2,304,000 |
$33,000 | $175,000 |
$57,000 | $452,000 |
| Home Purchase |
152 | $10,928,000 |
$71,000 | $277,000 |
$58,000 | $734,000 |
| Refinancing |
296 | $24,794,000 |
$83,000 | $501,000 |
$56,000 | $420,000 |
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| American Indian or Alaskan Native |
1 | $50,000 |
$50,000 | $50,000 |
$42,000 | $42,000 |
| Asian |
1 | $77,000 |
$77,000 | $77,000 |
$33,000 | $33,000 |
| Black or African American |
3 | $157,000 |
$52,000 | $76,000 |
$58,000 | $79,000 |
| Hispanic |
3 | $135,000 |
$45,000 | $54,000 |
$45,000 | $61,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $64,000 |
$64,000 | $64,000 |
$26,000 | $26,000 |
| Not applicable |
16 | $1,129,000 |
$70,000 | $140,000 |
$37,000 | $86,000 |
| Not Provided |
38 | $3,054,000 |
$80,000 | $277,000 |
$50,000 | $96,000 |
| White |
453 | $33,360,000 |
$73,000 | $501,000 |
$58,000 | $734,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
488 | $35,689,000 |
$73,000 | $501,000 |
$57,000 | $734,000 |
| FHA-insured (Federal Housing Administration) |
27 | $2,279,000 |
$84,000 | $164,000 |
$55,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $58,000 |
$58,000 | $58,000 |
$22,000 | $22,000 |
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| Application Approved But Not Accepted |
31 | $2,550,000 |
$82,000 | $277,000 |
$53,000 | $135,000 |
| Application Denied By Financial Institution |
136 | $9,851,000 |
$72,000 | $350,000 |
$57,000 | $734,000 |
| Application Withdrawn By Applicant |
51 | $3,964,000 |
$77,000 | $252,000 |
$80,000 | $554,000 |
| File Closed For Incompleteness |
25 | $2,450,000 |
$98,000 | $300,000 |
$46,000 | $114,000 |
| Loan Originated |
224 | $15,443,000 |
$68,000 | $501,000 |
$56,000 | $461,000 |
| Loan Purchased By The Institution |
49 | $3,768,000 |
$76,000 | $158,000 |
$41,000 | $86,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
16 | $1,559,000 |
$97,000 | $350,000 |
$59,000 | $118,000 |
| Credit Application Incomplete |
6 | $348,000 |
$58,000 | $126,000 |
$42,000 | $58,000 |
| Credit History |
31 | $1,856,000 |
$59,000 | $147,000 |
$42,000 | $69,000 |
| Debt-To-Income Ratio |
6 | $609,000 |
$101,000 | $248,000 |
$48,000 | $91,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $69,000 |
$69,000 | $69,000 |
$34,000 | $34,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $546,000 |
$78,000 | $100,000 |
$96,000 | $240,000 |
| Unverifiable Information |
1 | $34,000 |
$34,000 | $34,000 |
$28,000 | $28,000 |
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Mortgage Companies for
Keokuk County IA in 2007
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