|
| Location |
Kewaunee County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,419 |
| Total Amount of All Mortgage Loans Applied For | $161,045,000 |
| Average Mortgage Loan Amount Applied For | $113,000 |
| Highest Mortgage Loan Amount Applied For | $1,630,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $1,379,000 |
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|
| Home Improvement |
144 | $6,602,000 |
$45,000 | $555,000 |
$61,000 | $352,000 |
| Home Purchase |
279 | $32,009,000 |
$114,000 | $654,000 |
$57,000 | $385,000 |
| Refinancing |
996 | $122,434,000 |
$122,000 | $1,630,000 |
$65,000 | $1,379,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $111,000 |
$111,000 | $111,000 |
$107,000 | $107,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
9 | $1,052,000 |
$116,000 | $189,000 |
$75,000 | $185,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $268,000 |
$268,000 | $268,000 |
$71,000 | $71,000 |
| Not applicable |
75 | $15,091,000 |
$201,000 | $1,100,000 |
$17,000 | $149,000 |
| Not Provided |
56 | $6,159,000 |
$109,000 | $475,000 |
$61,000 | $170,000 |
| White |
1,277 | $138,364,000 |
$108,000 | $1,630,000 |
$65,000 | $1,379,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,232 | $137,777,000 |
$111,000 | $1,630,000 |
$65,000 | $1,379,000 |
| FHA-insured (Federal Housing Administration) |
167 | $20,634,000 |
$123,000 | $247,000 |
$47,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
7 | $714,000 |
$102,000 | $148,000 |
$35,000 | $59,000 |
| VA-guaranteed (Veterans Administration) |
13 | $1,920,000 |
$147,000 | $224,000 |
$54,000 | $140,000 |
|
| Application Approved But Not Accepted |
60 | $7,713,000 |
$128,000 | $976,000 |
$68,000 | $185,000 |
| Application Denied By Financial Institution |
252 | $29,795,000 |
$118,000 | $850,000 |
$59,000 | $778,000 |
| Application Withdrawn By Applicant |
94 | $13,003,000 |
$138,000 | $414,000 |
$60,000 | $155,000 |
| File Closed For Incompleteness |
27 | $3,055,000 |
$113,000 | $220,000 |
$83,000 | $720,000 |
| Loan Originated |
841 | $86,882,000 |
$103,000 | $1,630,000 |
$67,000 | $1,379,000 |
| Loan Purchased By The Institution |
145 | $20,597,000 |
$142,000 | $417,000 |
$43,000 | $371,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
59 | $6,772,000 |
$114,000 | $321,000 |
$77,000 | $778,000 |
| Credit Application Incomplete |
13 | $2,095,000 |
$161,000 | $385,000 |
$76,000 | $276,000 |
| Credit History |
43 | $3,576,000 |
$83,000 | $213,000 |
$45,000 | $103,000 |
| Debt-To-Income Ratio |
31 | $4,053,000 |
$130,000 | $475,000 |
$52,000 | $132,000 |
| Employment History |
2 | $151,000 |
$75,000 | $86,000 |
$51,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $279,000 |
$69,000 | $110,000 |
$40,000 | $62,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $1,273,000 |
$141,000 | $194,000 |
$71,000 | $100,000 |
| Unverifiable Information |
7 | $820,000 |
$117,000 | $150,000 |
$66,000 | $164,000 |
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