| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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Kingsbury County SD
Mortgage Loan Application
Totals and Details
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| Location |
Kingsbury County SD
• Apply Here |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 325 |
| Total Amount of All Mortgage Loans Applied For | $20,779,000 |
| Average Mortgage Loan Amount Applied For | $63,000 |
| Highest Mortgage Loan Amount Applied For | $582,000 |
| Average Applicant Income | $49,000 |
| Highest Applicant Income | $819,000 |
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| Home Improvement (one-to-four family) |
21 | $628,000 |
$29,000 | $90,000 |
$53,000 | $225,000 |
| Home Purchase (one-to-four family) |
60 | $3,565,000 |
$59,000 | $212,000 |
$44,000 | $188,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
244 | $16,586,000 |
$67,000 | $582,000 |
$50,000 | $819,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
2 | $134,000 |
$67,000 | $121,000 |
$10,000 | $20,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
34 | $2,003,000 |
$58,000 | $327,000 |
$62,000 | $819,000 |
| Not applicable |
29 | $1,990,000 |
$68,000 | $131,000 |
$5,000 | $54,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
260 | $16,652,000 |
$64,000 | $582,000 |
$51,000 | $759,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
301 | $19,435,000 |
$64,000 | $582,000 |
$53,000 | $819,000 |
| FHA-insured (Federal Housing Administration) |
6 | $323,000 |
$53,000 | $108,000 |
$20,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
6 | $319,000 |
$53,000 | $91,000 |
$20,000 | $40,000 |
| VA-guaranteed (Veterans Administration) |
12 | $702,000 |
$58,000 | $107,000 |
$12,000 | $49,000 |
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| Application Approved But Not Accepted |
22 | $1,504,000 |
$68,000 | $209,000 |
$57,000 | $141,000 |
| Application Denied By Financial Institution |
70 | $3,493,000 |
$49,000 | $145,000 |
$39,000 | $160,000 |
| Application Withdrawn By Applicant |
30 | $2,281,000 |
$76,000 | $212,000 |
$38,000 | $120,000 |
| File Closed For Incompleteness |
4 | $293,000 |
$73,000 | $130,000 |
$28,000 | $43,000 |
| Loan Originated |
144 | $9,495,000 |
$65,000 | $582,000 |
$64,000 | $819,000 |
| Loan Purchased By The Institution |
55 | $3,713,000 |
$67,000 | $152,000 |
$20,000 | $165,000 |
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| Collateral |
8 | $479,000 |
$59,000 | $140,000 |
$49,000 | $129,000 |
| Credit Application Incomplete |
7 | $485,000 |
$69,000 | $132,000 |
$32,000 | $53,000 |
| Credit History |
23 | $1,015,000 |
$44,000 | $145,000 |
$34,000 | $91,000 |
| Debt-To-Income Ratio |
2 | $128,000 |
$64,000 | $100,000 |
$52,000 | $61,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $83,000 |
$83,000 | $83,000 |
$36,000 | $36,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
8 | $413,000 |
$51,000 | $110,000 |
$37,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Companies for
Kingsbury County SD in 2003
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