| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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Lamoille County VT
Mortgage Loan Application
Totals and Details
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| Location |
Lamoille County VT
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,777 |
| Total Amount of All Mortgage Loans Applied For | $341,846,000 |
| Average Mortgage Loan Amount Applied For | $192,000 |
| Highest Mortgage Loan Amount Applied For | $1,789,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $4,749,000 |
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| Home Improvement |
249 | $16,807,000 |
$67,000 | $586,000 |
$65,000 | $413,000 |
| Home Purchase |
456 | $122,281,000 |
$268,000 | $1,789,000 |
$203,000 | $2,734,000 |
| Refinancing |
1,072 | $202,758,000 |
$189,000 | $1,787,000 |
$94,000 | $4,749,000 |
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| American Indian or Alaskan Native |
5 | $408,000 |
$81,000 | $143,000 |
$72,000 | $176,000 |
| Asian |
4 | $1,012,000 |
$253,000 | $408,000 |
$138,000 | $226,000 |
| Black or African American |
4 | $998,000 |
$249,000 | $417,000 |
$134,000 | $222,000 |
| Hispanic |
8 | $2,638,000 |
$329,000 | $1,215,000 |
$257,000 | $901,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $473,000 |
$236,000 | $267,000 |
$132,000 | $150,000 |
| Not applicable |
112 | $25,218,000 |
$225,000 | $1,789,000 |
$40,000 | $807,000 |
| Not Provided |
189 | $44,143,000 |
$233,000 | $1,214,000 |
$169,000 | $2,640,000 |
| White |
1,453 | $266,956,000 |
$183,000 | $1,787,000 |
$117,000 | $4,749,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,618 | $315,098,000 |
$194,000 | $1,789,000 |
$124,000 | $4,749,000 |
| FHA-insured (Federal Housing Administration) |
136 | $23,041,000 |
$169,000 | $276,000 |
$61,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $1,599,000 |
$145,000 | $182,000 |
$43,000 | $60,000 |
| VA-guaranteed (Veterans Administration) |
12 | $2,108,000 |
$175,000 | $281,000 |
$61,000 | $107,000 |
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| Application Approved But Not Accepted |
107 | $20,524,000 |
$191,000 | $1,000,000 |
$124,000 | $612,000 |
| Application Denied By Financial Institution |
352 | $69,661,000 |
$197,000 | $1,787,000 |
$114,000 | $2,734,000 |
| Application Withdrawn By Applicant |
132 | $24,826,000 |
$188,000 | $1,215,000 |
$88,000 | $660,000 |
| File Closed For Incompleteness |
30 | $5,126,000 |
$170,000 | $980,000 |
$95,000 | $875,000 |
| Loan Originated |
947 | $174,038,000 |
$183,000 | $1,789,000 |
$132,000 | $4,749,000 |
| Loan Purchased By The Institution |
208 | $47,471,000 |
$228,000 | $1,396,000 |
$84,000 | $1,327,000 |
| Preapproval Approved but not Accepted |
1 | $200,000 |
$200,000 | $200,000 |
$60,000 | $60,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
54 | $15,076,000 |
$279,000 | $1,787,000 |
$165,000 | $1,320,000 |
| Credit Application Incomplete |
11 | $2,265,000 |
$205,000 | $331,000 |
$108,000 | $400,000 |
| Credit History |
44 | $6,442,000 |
$146,000 | $500,000 |
$94,000 | $542,000 |
| Debt-To-Income Ratio |
67 | $11,533,000 |
$172,000 | $1,075,000 |
$67,000 | $730,000 |
| Employment History |
3 | $506,000 |
$168,000 | $385,000 |
$64,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $658,000 |
$329,000 | $350,000 |
$232,000 | $330,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
31 | $8,207,000 |
$264,000 | $1,000,000 |
$183,000 | $1,200,000 |
| Unverifiable Information |
4 | $1,374,000 |
$343,000 | $1,050,000 |
$123,000 | $332,000 |
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Mortgage Companies for Lamoille County VT in 2008
| UNION BANK |
20 MAIN STREET PO BOX 667
MORRISVILLE, VT 05661 |
$392,661,000 |
270 |
$25,900,000 |
| TD BANK, N.A. |
70 GRAY ROAD
FALMOUTH, ME 04105 |
$45,485,973,000 |
101 |
$17,626,000 |
| COUNTRYWIDE BANK, FSB |
30930 RUSSELL RANCH RD MS WLRR-148
WESTLAKE VILLAGE, CA 91362 |
$121,054,736,000 |
88 |
$18,887,000 |
| CITIFINANCIAL, INC. |
300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
$1,494,037,000,000 |
78 |
$7,533,000 |
| JPMORGAN CHASE BANK, NA |
1111 POLARIS PARKWAY
COLUMBUS, OH 43240 |
$1,318,888,000,000 |
69 |
$16,862,000 |
| WELLS FARGO BANK, NA |
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328 |
$467,861,000,000 |
68 |
$14,091,000 |
| CHITTENDEN TRUST COMPANY |
2 BURLINGTON SQUARE
BURLINGTON, VT 05401 |
$3,418,539,000 |
66 |
$15,217,000 |
| NEW ENGLAND FEDERAL CREDIT UNI |
141 HARVEST LANE
WILLISTON, VT 05495 |
$560,870,000 |
63 |
$7,919,000 |
| MORTGAGE FINANCIAL INC. |
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876 |
$10,000,000 |
61 |
$12,304,000 |
| UNIVERSAL MORTGAGE CORPORATION |
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092 |
$10,000,000 |
60 |
$9,235,000 |
| VT STATE EMPLOYEES CREDIT UNIO |
ONE BAILEY AVENUE, P.O. BOX 67
MONTPELIER, VT 05601 |
$365,879,000 |
59 |
$4,995,000 |
| PHH MORTGAGE CORPORATION |
3000 LEADENHALL ROAD
MT LAUREL, NJ 08054 |
$31,000,000 |
51 |
$10,343,000 |
| COMMUNITY NATIONAL BANK |
4811 US ROUTE 5, PO BOX 259
DERBY, VT 05829 |
$372,427,000 |
47 |
$8,403,000 |
| MERCHANTS BANK |
275 KENNEDY DRIVE
SOUTH BURLINGTON, VT 05403 |
$1,175,342,000 |
46 |
$5,820,000 |
| CITIMORTGAGE, INC |
153 EAST 53RD STREET, 20TH FLOOR
NEW YORK, NY 10022 |
$1,019,497,000,000 |
45 |
$10,390,000 |
| GMAC MORTGAGE LLC |
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034 |
$31,000,000 |
42 |
$8,025,000 |
| WELLS FARGO FUNDING, INC |
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328 |
$25,457,000 |
32 |
$7,577,000 |
| BENEFICIAL COMPANY LLC |
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045 |
$4,017,643,000 |
28 |
$5,001,000 |
| HSBC MORTGAGE CORP |
2929 WALDEN AVE
DEPEW, NY 14043 |
$92,958,000 |
25 |
$6,351,000 |
| NATIONSTAR MORTGAGE LLC |
350 HIGHLAND DRIVE
LEWISVILLE, TX 75067 |
$10,000,000 |
25 |
$5,544,000 |
| GMAC BANK |
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034 |
$28,404,352,000 |
23 |
$4,660,000 |
| INDEPENDENT BANK |
230 W MAIN ST
IONIA, MI 48846 |
$3,268,684,000 |
20 |
$7,442,000 |
| BANK OF AMERICA, N.A. |
1200 MAIN ST, MAIL STOP MO8-060-12-24
KANSAS CITY, MO 64105 |
$1,312,794,218,000 |
20 |
$7,834,000 |
| AMTRUST BANK |
1801 E. 9TH ST #200
CLEVELAND, OH 44114 |
$16,938,391,000 |
17 |
$3,619,000 |
| RBS CITIZENS, N.A. |
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903 |
$128,863,082,000 |
14 |
$4,031,000 |
| PROFESSIONAL MORTGAGE PARTNERS |
2626 WARRENVILLE RD SUITE 200
DOWNERS GROVE, IL 60515 |
$46,429,000 |
14 |
$5,938,000 |
| FIRST RESIDENTIAL MORTGAGE |
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223 |
$10,000,000 |
13 |
$2,536,000 |
| BOSTON PRIVATE BANK & TRUST CO |
TEN POST OFFICE SQUARE
BOSTON, MA 02109 |
$2,766,847,000 |
12 |
$9,432,000 |
| NORTHFIELD SAVINGS BANK |
33 SO MAIN ST, PO BOX 347
NORTHFIELD, VT 05663 |
$562,854,000 |
12 |
$3,230,000 |
| WACHOVIA MORTGAGE FSB |
301 S COLLEGE ST
CHARLOTTE, NC 28202 |
$56,294,475,000 |
11 |
$3,478,000 |
| CTX MORTGAGE COMPANY, LLC |
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234 |
$31,000,000 |
11 |
$1,882,000 |
| HOME LOAN CENTER |
163 TECHNOLOGY DRIVE
IRVINE, CA 92618 |
$10,000,000 |
10 |
$1,884,000 |
| SUNTRUST MORTGAGE, INC |
901 SEMMES AVENUE
RICHMOND, VA 23224 |
$175,107,526,000 |
10 |
$1,796,000 |
| REGIONS BANK |
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203 |
$137,049,763,000 |
10 |
$5,171,000 |
| US BANK, N.A. |
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202 |
$232,759,503,000 |
8 |
$2,174,000 |
| USAA FEDERAL SAVINGS BANK |
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288 |
$30,219,506,000 |
8 |
$1,394,000 |
| ELOAN |
9600 WEST BRYN MAWR
ROSEMONT, IL 60018 |
$48,624,000,000 |
7 |
$1,828,000 |
| VERMONT FEDERAL CREDIT UNION |
PO BOX 407
BURLINGTON, VT 05402 |
$188,548,000 |
7 |
$740,000 |
| MERRIMACK MORTGAGE COMPANY INC |
1045 ELM STREET SUITE 601
MANCHESTER, NH 03101 |
$10,000,000 |
7 |
$1,809,000 |
| FRANKLIN AMERICAN MORTGAGE CO |
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067 |
$10,000,000 |
7 |
$1,649,000 |
| HOMECOMINGS FINANCIAL LLC |
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034 |
$10,000,000 |
7 |
$1,523,000 |
| NORTHCOUNTRY FEDERAL CREDIT UN |
69 SWIFT STREET, SUITE 100
SOUTH, VT 05403 |
$192,020,000 |
6 |
$706,000 |
| US BANK NORTH DAKOTA |
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202 |
$5,028,246,000 |
6 |
$1,648,000 |
| METLIFE BANK, N.A. |
501 US HIGHWAY 22 WEST
BRIDGEWATER, NJ 08807 |
$7,406,877,000 |
6 |
$994,000 |
| FIRST TENNESSEE BANK NA |
165 MADISON
MEMPHIS, TN 38103 |
$36,725,591,000 |
5 |
$1,199,000 |
| SOVEREIGN BANK |
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610 |
$84,701,123,000 |
5 |
$1,261,000 |
| FLAGSTAR BANK |
5151 CORPORATE DRIVE
TROY, MI 48098 |
$15,757,171,000 |
4 |
$904,000 |
| WATERSTONE BANK SSB |
11200 WEST PLANK COURT
WAUWATOSA, WI 53226 |
$1,704,171,000 |
4 |
$1,791,000 |
| WATERSTONE MORTGAGE CORPORATIO |
1133 QUAIL COURT
PEWAUKEE, WI 53072 |
$1,603,436,000 |
4 |
$1,791,000 |
| NATIONAL CITY BANK |
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114 |
$138,755,343,000 |
4 |
$853,000 |
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