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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST BANK YUMA
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST BANK YUMA |
| Address | 2799 S. 4TH AVE
YUMA, AZ 85364 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 81 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,483,000 |
| Average Mortgage Loan Amount Applied For | $243,250 |
| Highest Mortgage Loan Amount Applied For | $524,000 |
| Average Applicant Income | $78,750 |
| Highest Applicant Income | $236,000 |
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| Home Improvement |
3 | $176,000 |
$58,000 | $88,000 |
$86,000 | $144,000 |
| Home Purchase |
39 | $6,843,000 |
$175,000 | $524,000 |
$75,000 | $182,000 |
| Refinancing |
39 | $5,464,000 |
$140,000 | $417,000 |
$69,000 | $236,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $194,000 |
$194,000 | $194,000 |
$62,000 | $62,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
35 | $4,867,000 |
$139,000 | $524,000 |
$58,000 | $182,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $100,000 |
$100,000 | $100,000 |
$144,000 | $144,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $1,047,000 |
$209,000 | $417,000 |
$105,000 | $236,000 |
| White |
39 | $6,275,000 |
$160,000 | $397,000 |
$80,000 | $164,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
80 | $12,388,000 |
$154,000 | $524,000 |
$73,000 | $236,000 |
| FHA-insured (Federal Housing Administration) |
1 | $95,000 |
$95,000 | $95,000 |
$28,000 | $28,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $213,000 |
$106,000 | $125,000 |
$87,000 | $139,000 |
| Application Denied By Financial Institution |
14 | $1,498,000 |
$107,000 | $360,000 |
$57,000 | $182,000 |
| Application Withdrawn By Applicant |
27 | $4,980,000 |
$184,000 | $524,000 |
$68,000 | $144,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
38 | $5,792,000 |
$152,000 | $417,000 |
$81,000 | $236,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $80,000 |
$80,000 | $80,000 |
$17,000 | $17,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $671,000 |
$134,000 | $360,000 |
$61,000 | $144,000 |
| Debt-To-Income Ratio |
1 | $156,000 |
$156,000 | $156,000 |
$50,000 | $50,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $185,000 |
$92,000 | $105,000 |
$30,000 | $40,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $311,000 |
$77,000 | $105,000 |
$85,000 | $182,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST BANK YUMA by:
Metropolitan Area And
County
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