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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST CENTENNIAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST CENTENNIAL BANK |
| Address | 215 EAST STATE STREET
REDLANDS, CA 92373 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 5 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,737,000 |
| Average Mortgage Loan Amount Applied For | $1,296,250 |
| Highest Mortgage Loan Amount Applied For | $2,387,000 |
| Average Applicant Income | $428,000 |
| Highest Applicant Income | $896,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
2 | $2,635,000 |
$1,317,000 | $1,797,000 |
$564,000 | $682,000 |
| Refinancing |
3 | $3,102,000 |
$1,034,000 | $2,387,000 |
$318,000 | $896,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $1,797,000 |
$1,797,000 | $1,797,000 |
$446,000 | $446,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $265,000 |
$265,000 | $265,000 |
$58,000 | $58,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $2,387,000 |
$2,387,000 | $2,387,000 |
$896,000 | $896,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
2 | $1,288,000 |
$644,000 | $838,000 |
$341,000 | $682,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5 | $5,737,000 |
$1,147,000 | $2,387,000 |
$416,000 | $896,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $450,000 |
$450,000 | $450,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $2,900,000 |
$966,000 | $1,797,000 |
$395,000 | $682,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1 | $2,387,000 |
$2,387,000 | $2,387,000 |
$896,000 | $896,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST CENTENNIAL BANK by:
Metropolitan Area And
County
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