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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST CHOICE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST CHOICE CREDIT UNION |
| Address | 2500 N STREET
LINCOLN, NE 68510 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 105 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,660,000 |
| Average Mortgage Loan Amount Applied For | $22,285 |
| Highest Mortgage Loan Amount Applied For | $366,000 |
| Average Applicant Income | $100,285 |
| Highest Applicant Income | $210,000 |
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| Home Improvement |
69 | $1,730,000 |
$25,000 | $195,000 |
$82,000 | $210,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
36 | $1,930,000 |
$53,000 | $366,000 |
$66,000 | $162,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $36,000 |
$36,000 | $36,000 |
$123,000 | $123,000 |
| Black or African American |
1 | $41,000 |
$41,000 | $41,000 |
$49,000 | $49,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
25 | $686,000 |
$27,000 | $134,000 |
$70,000 | $145,000 |
| White |
78 | $2,897,000 |
$37,000 | $366,000 |
$78,000 | $210,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
105 | $3,660,000 |
$34,000 | $366,000 |
$76,000 | $210,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $103,000 |
$25,000 | $89,000 |
$61,000 | $96,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
101 | $3,557,000 |
$35,000 | $366,000 |
$77,000 | $210,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $4,000 |
$2,000 | $2,000 |
$51,000 | $57,000 |
| Debt-To-Income Ratio |
2 | $99,000 |
$49,000 | $89,000 |
$71,000 | $96,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST CHOICE CREDIT UNION by:
Metropolitan Area And
County
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