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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST COMMUNITY BANK |
| Address | 1803 SE 3RD ST, PO BOX 147
ALEDO, IL 61231 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 43 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,472,000 |
| Average Mortgage Loan Amount Applied For | $45,250 |
| Highest Mortgage Loan Amount Applied For | $230,000 |
| Average Applicant Income | $66,500 |
| Highest Applicant Income | $190,000 |
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| Home Improvement |
17 | $459,000 |
$27,000 | $73,000 |
$46,000 | $190,000 |
| Home Purchase |
21 | $1,450,000 |
$69,000 | $130,000 |
$29,000 | $110,000 |
| Refinancing |
11 | $1,035,000 |
$94,000 | $230,000 |
$28,000 | $87,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $263,000 |
$65,000 | $84,000 |
$6,000 | $24,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
45 | $2,681,000 |
$59,000 | $230,000 |
$37,000 | $190,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
49 | $2,944,000 |
$60,000 | $230,000 |
$35,000 | $190,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $435,000 |
$62,000 | $100,000 |
$34,000 | $67,000 |
| Application Withdrawn By Applicant |
3 | $251,000 |
$83,000 | $115,000 |
$53,000 | $61,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
39 | $2,258,000 |
$57,000 | $230,000 |
$33,000 | $190,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST COMMUNITY BANK by:
Metropolitan Area And
County
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