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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST EQUITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST EQUITY BANK |
| Address | 3956 W. DEMPSTER
SKOKIE, IL 60076 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,560,000 |
| Average Mortgage Loan Amount Applied For | $522,666 |
| Highest Mortgage Loan Amount Applied For | $1,060,000 |
| Average Applicant Income | $145,666 |
| Highest Applicant Income | $715,000 |
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| Home Improvement |
1 | $30,000 |
$30,000 | $30,000 |
$75,000 | $75,000 |
| Home Purchase |
19 | $6,781,000 |
$356,000 | $1,060,000 |
$211,000 | $715,000 |
| Refinancing |
4 | $749,000 |
$187,000 | $300,000 |
$135,000 | $286,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $90,000 |
$45,000 | $60,000 |
$75,000 | $75,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $5,233,000 |
$475,000 | $1,060,000 |
$257,000 | $715,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
11 | $2,237,000 |
$203,000 | $500,000 |
$151,000 | $358,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $7,560,000 |
$315,000 | $1,060,000 |
$193,000 | $715,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
2 | $421,000 |
$210,000 | $300,000 |
$118,000 | $127,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
22 | $7,139,000 |
$324,000 | $1,060,000 |
$200,000 | $715,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST EQUITY BANK by:
Metropolitan Area And
County
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