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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST FREDERICKSBURG MORTGAGE, L
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST FREDERICKSBURG MORTGAGE, L |
| Address | 3232 NEWMARK DR.
MIAMISBURG, OH 45342 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 68 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,965,000 |
| Average Mortgage Loan Amount Applied For | $205,666 |
| Highest Mortgage Loan Amount Applied For | $590,000 |
| Average Applicant Income | $105,222 |
| Highest Applicant Income | $620,000 |
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| Home Improvement |
5 | $1,328,000 |
$265,000 | $560,000 |
$90,000 | $150,000 |
| Home Purchase |
47 | $11,241,000 |
$239,000 | $521,000 |
$91,000 | $230,000 |
| Refinancing |
16 | $4,396,000 |
$274,000 | $590,000 |
$282,000 | $620,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $2,052,000 |
$293,000 | $521,000 |
$124,000 | $230,000 |
| Hispanic |
5 | $1,483,000 |
$296,000 | $411,000 |
$91,000 | $115,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $478,000 |
$239,000 | $431,000 |
$75,000 | $78,000 |
| White |
54 | $12,952,000 |
$239,000 | $590,000 |
$144,000 | $620,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
62 | $14,983,000 |
$241,000 | $590,000 |
$142,000 | $620,000 |
| FHA-insured (Federal Housing Administration) |
2 | $543,000 |
$271,000 | $329,000 |
$58,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $1,439,000 |
$359,000 | $417,000 |
$84,000 | $129,000 |
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| Application Approved But Not Accepted |
13 | $3,390,000 |
$260,000 | $560,000 |
$207,000 | $620,000 |
| Application Denied By Financial Institution |
3 | $610,000 |
$203,000 | $378,000 |
$59,000 | $78,000 |
| Application Withdrawn By Applicant |
1 | $168,000 |
$168,000 | $168,000 |
$72,000 | $72,000 |
| File Closed For Incompleteness |
1 | $375,000 |
$375,000 | $375,000 |
$92,000 | $92,000 |
| Loan Originated |
50 | $12,422,000 |
$248,000 | $590,000 |
$124,000 | $620,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $378,000 |
$378,000 | $378,000 |
$57,000 | $57,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $47,000 |
$47,000 | $47,000 |
$78,000 | $78,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $185,000 |
$185,000 | $185,000 |
$42,000 | $42,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST FREDERICKSBURG MORTGAGE, L by:
Metropolitan Area And
County
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