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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST LIBERTY FED CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST LIBERTY FED CU |
| Address | PO BOX 5002
GREAT FALLS, MT 59405 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 70 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,886,000 |
| Average Mortgage Loan Amount Applied For | $84,181 |
| Highest Mortgage Loan Amount Applied For | $231,000 |
| Average Applicant Income | $202,636 |
| Highest Applicant Income | $1,600,000 |
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| Home Improvement |
28 | $982,000 |
$35,000 | $166,000 |
$62,000 | $162,000 |
| Home Purchase |
14 | $998,000 |
$71,000 | $150,000 |
$179,000 | $1,600,000 |
| Refinancing |
35 | $2,766,000 |
$79,000 | $231,000 |
$51,000 | $120,000 |
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| American Indian or Alaskan Native |
1 | $65,000 |
$65,000 | $65,000 |
$33,000 | $33,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $75,000 |
$25,000 | $40,000 |
$53,000 | $60,000 |
| Hispanic |
1 | $166,000 |
$166,000 | $166,000 |
$80,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $539,000 |
$179,000 | $231,000 |
$57,000 | $87,000 |
| White |
69 | $3,901,000 |
$56,000 | $220,000 |
$81,000 | $1,600,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
68 | $4,579,000 |
$67,000 | $231,000 |
$80,000 | $1,600,000 |
| FHA-insured (Federal Housing Administration) |
9 | $167,000 |
$18,000 | $25,000 |
$69,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $298,000 |
$149,000 | $208,000 |
$78,000 | $100,000 |
| Application Denied By Financial Institution |
6 | $524,000 |
$87,000 | $220,000 |
$42,000 | $60,000 |
| Application Withdrawn By Applicant |
11 | $478,000 |
$43,000 | $100,000 |
$203,000 | $1,600,000 |
| File Closed For Incompleteness |
2 | $255,000 |
$127,000 | $150,000 |
$58,000 | $76,000 |
| Loan Originated |
56 | $3,191,000 |
$56,000 | $231,000 |
$58,000 | $172,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $220,000 |
$220,000 | $220,000 |
$60,000 | $60,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $15,000 |
$15,000 | $15,000 |
$42,000 | $42,000 |
| Debt-To-Income Ratio |
3 | $109,000 |
$36,000 | $64,000 |
$31,000 | $41,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST LIBERTY FED CU by:
Metropolitan Area And
County
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