|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
1ST MARINER BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
1ST MARINER BANK |
| Address | 1501 S. CLINTON STREET
BALTIMORE, MD 21224 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 9,971 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,803,087,000 |
| Average Mortgage Loan Amount Applied For | $160,335 |
| Highest Mortgage Loan Amount Applied For | $12,500,000 |
| Average Applicant Income | $79,841 |
| Highest Applicant Income | $6,600,000 |
|
|
|
| Home Improvement |
218 | $42,608,000 |
$195,000 | $12,500,000 |
$92,000 | $1,740,000 |
| Home Purchase |
7,522 | $1,258,173,000 |
$167,000 | $4,950,000 |
$72,000 | $6,600,000 |
| Refinancing |
2,332 | $516,909,000 |
$221,000 | $10,000,000 |
$88,000 | $2,753,000 |
|
|
| American Indian or Alaskan Native |
33 | $7,333,000 |
$222,000 | $1,240,000 |
$78,000 | $516,000 |
| Asian |
262 | $62,147,000 |
$237,000 | $1,350,000 |
$84,000 | $960,000 |
| Black or African American |
2,375 | $395,566,000 |
$166,000 | $4,950,000 |
$70,000 | $1,920,000 |
| Hispanic |
2,584 | $454,848,000 |
$176,000 | $2,000,000 |
$41,000 | $1,062,000 |
| Native Hawaiin or Other Pacific Islander |
29 | $4,111,000 |
$141,000 | $575,000 |
$68,000 | $162,000 |
| Not applicable |
18 | $10,992,000 |
$610,000 | $4,000,000 |
$0 | $0 |
| Not Provided |
527 | $106,938,000 |
$202,000 | $3,190,000 |
$78,000 | $602,000 |
| White |
4,244 | $775,755,000 |
$182,000 | $12,500,000 |
$102,000 | $6,600,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
9,228 | $1,682,759,000 |
$182,000 | $12,500,000 |
$78,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) |
683 | $104,477,000 |
$152,000 | $376,000 |
$53,000 | $430,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
8 | $1,045,000 |
$130,000 | $240,000 |
$41,000 | $68,000 |
| VA-guaranteed (Veterans Administration) |
153 | $29,409,000 |
$192,000 | $417,000 |
$62,000 | $161,000 |
|
|
| Application Approved But Not Accepted |
443 | $118,857,000 |
$268,000 | $12,500,000 |
$103,000 | $1,740,000 |
| Application Denied By Financial Institution |
1,242 | $238,351,000 |
$191,000 | $10,000,000 |
$80,000 | $2,753,000 |
| Application Withdrawn By Applicant |
324 | $72,932,000 |
$225,000 | $4,000,000 |
$82,000 | $559,000 |
| File Closed For Incompleteness |
1,660 | $305,624,000 |
$184,000 | $3,900,000 |
$72,000 | $2,256,000 |
| Loan Originated |
6,302 | $1,067,323,000 |
$169,000 | $3,900,000 |
$75,000 | $6,600,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
70 | $10,376,000 |
$148,000 | $370,000 |
$45,000 | $108,000 |
| Preapproval Denied by Financial Institution |
31 | $4,227,000 |
$136,000 | $260,000 |
$45,000 | $79,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for 1ST MARINER BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
