|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
1ST NATIONAL BANK OF CENT FLOR
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
1ST NATIONAL BANK OF CENT FLOR |
| Address | 369 N NEW YORK AVENUE
WINTER PARK, FL 32789 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,370,000 |
| Average Mortgage Loan Amount Applied For | $455,250 |
| Highest Mortgage Loan Amount Applied For | $2,520,000 |
| Average Applicant Income | $195,500 |
| Highest Applicant Income | $1,400,000 |
|
|
|
| Home Improvement |
1 | $20,000 |
$20,000 | $20,000 |
$15,000 | $15,000 |
| Home Purchase |
19 | $15,318,000 |
$806,000 | $2,520,000 |
$371,000 | $1,400,000 |
| Refinancing |
4 | $3,032,000 |
$758,000 | $1,552,000 |
$147,000 | $258,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $2,632,000 |
$1,316,000 | $1,350,000 |
$276,000 | $276,000 |
| Black or African American |
1 | $799,000 |
$799,000 | $799,000 |
$180,000 | $180,000 |
| Hispanic |
5 | $3,578,000 |
$715,000 | $1,500,000 |
$251,000 | $392,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $355,000 |
$355,000 | $355,000 |
$0 | $0 |
| White |
15 | $11,006,000 |
$733,000 | $2,520,000 |
$378,000 | $1,400,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $18,370,000 |
$765,000 | $2,520,000 |
$319,000 | $1,400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $2,529,000 |
$632,000 | $1,500,000 |
$284,000 | $392,000 |
| Application Withdrawn By Applicant |
2 | $3,000,000 |
$1,500,000 | $2,520,000 |
$702,000 | $702,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
18 | $12,841,000 |
$713,000 | $1,552,000 |
$284,000 | $1,400,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
4 | $2,529,000 |
$632,000 | $1,500,000 |
$284,000 | $392,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for 1ST NATIONAL BANK OF CENT FLOR by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
