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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST NATIONAL BANK OF OKMULGEE
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST NATIONAL BANK OF OKMULGEE |
| Address | 610 E 8TH
OKMULGEE, OK 74447 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 295 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,051,000 |
| Average Mortgage Loan Amount Applied For | $78,400 |
| Highest Mortgage Loan Amount Applied For | $418,000 |
| Average Applicant Income | $77,100 |
| Highest Applicant Income | $345,000 |
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| Home Improvement |
122 | $2,771,000 |
$22,000 | $199,000 |
$43,000 | $300,000 |
| Home Purchase |
93 | $5,907,000 |
$63,000 | $418,000 |
$50,000 | $345,000 |
| Refinancing |
80 | $3,373,000 |
$42,000 | $197,000 |
$45,000 | $177,000 |
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| American Indian or Alaskan Native |
19 | $696,000 |
$36,000 | $156,000 |
$48,000 | $136,000 |
| Asian |
1 | $27,000 |
$27,000 | $27,000 |
$26,000 | $26,000 |
| Black or African American |
46 | $1,284,000 |
$27,000 | $135,000 |
$38,000 | $129,000 |
| Hispanic |
4 | $89,000 |
$22,000 | $41,000 |
$26,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $961,000 |
$106,000 | $256,000 |
$61,000 | $345,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
216 | $8,994,000 |
$41,000 | $418,000 |
$47,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
294 | $12,044,000 |
$40,000 | $418,000 |
$46,000 | $345,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $7,000 |
$7,000 | $7,000 |
$27,000 | $27,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $25,000 |
$25,000 | $25,000 |
$90,000 | $90,000 |
| Application Denied By Financial Institution |
32 | $1,036,000 |
$32,000 | $156,000 |
$40,000 | $300,000 |
| Application Withdrawn By Applicant |
4 | $134,000 |
$33,000 | $60,000 |
$37,000 | $60,000 |
| File Closed For Incompleteness |
1 | $60,000 |
$60,000 | $60,000 |
$25,000 | $25,000 |
| Loan Originated |
256 | $10,661,000 |
$41,000 | $418,000 |
$47,000 | $345,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $135,000 |
$135,000 | $135,000 |
$37,000 | $37,000 |
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| Collateral |
1 | $135,000 |
$135,000 | $135,000 |
$37,000 | $37,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
24 | $800,000 |
$33,000 | $156,000 |
$39,000 | $300,000 |
| Debt-To-Income Ratio |
4 | $72,000 |
$18,000 | $31,000 |
$35,000 | $87,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $164,000 |
$41,000 | $68,000 |
$53,000 | $72,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST NATIONAL BANK OF OKMULGEE by:
Metropolitan Area And
County
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