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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST NAT'L BANK OF MARYSVILLE
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST NAT'L BANK OF MARYSVILLE |
| Address | P O BOX B
MARYSVILLE, PA 17053-0017 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 121 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,245,000 |
| Average Mortgage Loan Amount Applied For | $97,000 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $71,400 |
| Highest Applicant Income | $898,000 |
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| Home Improvement |
31 | $941,000 |
$30,000 | $255,000 |
$57,000 | $124,000 |
| Home Purchase |
46 | $5,559,000 |
$120,000 | $325,000 |
$73,000 | $235,000 |
| Refinancing |
46 | $3,950,000 |
$85,000 | $500,000 |
$87,000 | $898,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $190,000 |
$190,000 | $190,000 |
$29,000 | $29,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $562,000 |
$187,000 | $320,000 |
$108,000 | $168,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
119 | $9,698,000 |
$81,000 | $500,000 |
$74,000 | $898,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
123 | $10,450,000 |
$84,000 | $500,000 |
$74,000 | $898,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $476,000 |
$59,000 | $135,000 |
$27,000 | $68,000 |
| Application Withdrawn By Applicant |
4 | $234,000 |
$58,000 | $88,000 |
$46,000 | $81,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
111 | $9,740,000 |
$87,000 | $500,000 |
$79,000 | $898,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $195,000 |
$65,000 | $135,000 |
$38,000 | $68,000 |
| Debt-To-Income Ratio |
5 | $281,000 |
$56,000 | $114,000 |
$21,000 | $38,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST NAT'L BANK OF MARYSVILLE by:
Metropolitan Area And
County
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