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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST PREMIER MORTGAGE, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST PREMIER MORTGAGE, LLC |
| Address | 3232 NEWMARK DR. MIAMISBURG, OH 45342 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 148 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $34,466,000 |
| Average Mortgage Loan Amount Applied For | $202,833 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $254,666 |
| Highest Applicant Income | $960,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
130 | $31,212,000 |
$240,000 | $1,000,000 |
$127,000 | $960,000 |
| Refinancing |
18 | $3,254,000 |
$180,000 | $332,000 |
$69,000 | $180,000 |
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| American Indian or Alaskan Native |
2 | $242,000 |
$121,000 | $204,000 |
$86,000 | $86,000 |
| Asian |
12 | $3,228,000 |
$269,000 | $943,000 |
$95,000 | $288,000 |
| Black or African American |
1 | $1,000,000 |
$1,000,000 | $1,000,000 |
$0 | $0 |
| Hispanic |
26 | $4,728,000 |
$181,000 | $712,000 |
$87,000 | $236,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $314,000 |
$157,000 | $252,000 |
$91,000 | $91,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
105 | $24,954,000 |
$237,000 | $1,000,000 |
$133,000 | $960,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
147 | $34,149,000 |
$232,000 | $1,000,000 |
$120,000 | $960,000 |
| FHA-insured (Federal Housing Administration) |
1 | $317,000 |
$317,000 | $317,000 |
$76,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
17 | $4,064,000 |
$239,000 | $827,000 |
$100,000 | $312,000 |
| Application Denied By Financial Institution |
19 | $3,497,000 |
$184,000 | $424,000 |
$109,000 | $288,000 |
| Application Withdrawn By Applicant |
26 | $4,994,000 |
$192,000 | $943,000 |
$158,000 | $960,000 |
| File Closed For Incompleteness |
3 | $1,029,000 |
$343,000 | $401,000 |
$57,000 | $89,000 |
| Loan Originated |
83 | $20,882,000 |
$251,000 | $1,000,000 |
$116,000 | $600,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
7 | $884,000 |
$126,000 | $289,000 |
$112,000 | $288,000 |
| Credit History |
5 | $1,144,000 |
$228,000 | $400,000 |
$56,000 | $131,000 |
| Debt-To-Income Ratio |
3 | $423,000 |
$141,000 | $318,000 |
$143,000 | $180,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $722,000 |
$240,000 | $424,000 |
$168,000 | $180,000 |
| Unverifiable Information |
1 | $324,000 |
$324,000 | $324,000 |
$78,000 | $78,000 |
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Mortgage Loan App Totals for 1ST PREMIER MORTGAGE, LLC by:
Metropolitan Area And
County
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