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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST RESIDENTAL MORTGAGE, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST RESIDENTAL MORTGAGE, LLC |
| Address | 3232 NEWMARK DR.
MIAMISBURG, OH 45342 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 48 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,742,000 |
| Average Mortgage Loan Amount Applied For | $165,857 |
| Highest Mortgage Loan Amount Applied For | $690,000 |
| Average Applicant Income | $109,428 |
| Highest Applicant Income | $394,000 |
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| Home Improvement |
1 | $690,000 |
$690,000 | $690,000 |
$250,000 | $250,000 |
| Home Purchase |
22 | $2,906,000 |
$124,500 | $340,000 |
$94,500 | $200,000 |
| Refinancing |
25 | $5,146,000 |
$205,000 | $650,000 |
$127,000 | $394,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $108,000 |
$108,000 | $108,000 |
$80,000 | $80,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $132,000 |
$132,000 | $132,000 |
$26,000 | $26,000 |
| White |
46 | $8,502,000 |
$151,500 | $690,000 |
$110,000 | $394,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
48 | $8,742,000 |
$150,000 | $690,000 |
$106,000 | $394,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $859,000 |
$171,000 | $340,000 |
$171,000 | $264,000 |
| Application Denied By Financial Institution |
5 | $859,000 |
$171,000 | $275,000 |
$116,000 | $183,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
38 | $7,024,000 |
$152,000 | $690,000 |
$97,500 | $394,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
4 | $584,000 |
$146,000 | $251,000 |
$83,000 | $147,000 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $275,000 |
$275,000 | $275,000 |
$183,000 | $183,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST RESIDENTAL MORTGAGE, LLC by:
Metropolitan Area And
County
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