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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST SECURITY BANK OF WA
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST SECURITY BANK OF WA |
| Address | P.O. BOX 2370
LYNNWOOD, WA 98036 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 430 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $34,924,000 |
| Average Mortgage Loan Amount Applied For | $64,066 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $65,333 |
| Highest Applicant Income | $1,080,000 |
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| Home Improvement |
262 | $11,990,000 |
$45,000 | $351,000 |
$87,000 | $1,080,000 |
| Home Purchase |
41 | $7,526,000 |
$183,000 | $417,000 |
$59,000 | $168,000 |
| Refinancing |
127 | $15,408,000 |
$121,000 | $396,000 |
$66,000 | $187,000 |
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| American Indian or Alaskan Native |
5 | $335,000 |
$67,000 | $175,000 |
$64,000 | $125,000 |
| Asian |
15 | $1,734,000 |
$115,000 | $360,000 |
$76,000 | $128,000 |
| Black or African American |
17 | $1,369,000 |
$80,000 | $245,000 |
$83,000 | $249,000 |
| Hispanic |
17 | $1,090,000 |
$64,000 | $218,000 |
$63,000 | $139,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $612,000 |
$204,000 | $367,000 |
$99,000 | $142,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
7 | $719,000 |
$102,000 | $396,000 |
$61,000 | $123,000 |
| White |
366 | $29,065,000 |
$79,000 | $417,000 |
$79,000 | $1,080,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
430 | $34,924,000 |
$81,000 | $417,000 |
$78,000 | $1,080,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
38 | $3,731,000 |
$98,000 | $396,000 |
$74,000 | $158,000 |
| Application Denied By Financial Institution |
149 | $9,565,000 |
$64,000 | $400,000 |
$90,000 | $1,080,000 |
| Application Withdrawn By Applicant |
5 | $637,000 |
$127,000 | $281,000 |
$70,000 | $104,000 |
| File Closed For Incompleteness |
22 | $3,004,000 |
$136,000 | $417,000 |
$72,000 | $134,000 |
| Loan Originated |
216 | $17,987,000 |
$83,000 | $400,000 |
$72,000 | $502,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST SECURITY BANK OF WA by:
Metropolitan Area And
County
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