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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST SECURITY FEDERAL SAVINGS B
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST SECURITY FEDERAL SAVINGS B |
| Address | 936 N. WESTERN AVE
CHICAGO, IL 60622 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 501 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $89,948,000 |
| Average Mortgage Loan Amount Applied For | $124,857 |
| Highest Mortgage Loan Amount Applied For | $1,840,000 |
| Average Applicant Income | $71,571 |
| Highest Applicant Income | $674,000 |
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| Home Improvement (one-to-four family) |
19 | $365,000 |
$17,333 | $35,000 |
$56,000 | $173,000 |
| Home Purchase (one-to-four family) |
187 | $33,896,000 |
$150,666 | $875,000 |
$69,000 | $252,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
30 | $14,574,000 |
$432,000 | $1,840,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
265 | $41,113,000 |
$127,333 | $930,000 |
$67,000 | $674,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
3 | $262,000 |
$75,500 | $152,000 |
$58,500 | $128,000 |
| Black |
10 | $879,000 |
$84,000 | $140,000 |
$34,000 | $49,000 |
| Hispanic |
50 | $7,024,000 |
$140,000 | $400,000 |
$51,000 | $199,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
438 | $81,783,000 |
$138,000 | $1,840,000 |
$64,666 | $674,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
501 | $89,948,000 |
$134,333 | $1,840,000 |
$61,666 | $674,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
31 | $6,364,000 |
$205,000 | $1,080,000 |
$52,000 | $668,000 |
| Application Denied By Financial Institution |
12 | $2,016,000 |
$168,000 | $350,000 |
$49,000 | $91,000 |
| Application Withdrawn By Applicant |
30 | $7,380,000 |
$157,333 | $875,000 |
$53,333 | $454,000 |
| File Closed For Incompleteness |
2 | $481,000 |
$240,000 | $326,000 |
$25,000 | $50,000 |
| Loan Originated |
426 | $73,707,000 |
$132,000 | $1,840,000 |
$67,333 | $674,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $620,000 |
$155,000 | $218,000 |
$51,000 | $82,000 |
| Debt-To-Income Ratio |
3 | $728,000 |
$242,000 | $350,000 |
$25,000 | $58,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $218,000 |
$218,000 | $218,000 |
$89,000 | $89,000 |
| Mortgage Insurance Denied |
1 | $90,000 |
$90,000 | $90,000 |
$26,000 | $26,000 |
| Other |
2 | $90,000 |
$45,000 | $80,000 |
$35,000 | $35,000 |
| Unverifiable Information |
1 | $270,000 |
$270,000 | $270,000 |
$91,000 | $91,000 |
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Mortgage Loan App Totals for 1ST SECURITY FEDERAL SAVINGS B by:
Metropolitan Area And
County
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