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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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1ST UNITED SERVICES CREDIT UNI
Mortgage Loans and Application Details
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| Mortgage Company Name |
1ST UNITED SERVICES CREDIT UNI |
| Address | 4695 CHABOT DRIVE, SUITE 200
PLEASANTON, CA 94588 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 243 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,651,000 |
| Average Mortgage Loan Amount Applied For | $140,260 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $95,217 |
| Highest Applicant Income | $428,000 |
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| Home Improvement |
109 | $5,488,000 |
$50,000 | $250,000 |
$93,000 | $428,000 |
| Home Purchase |
6 | $2,116,000 |
$352,000 | $596,000 |
$128,000 | $162,000 |
| Refinancing |
129 | $21,132,000 |
$163,000 | $1,000,000 |
$79,000 | $339,000 |
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| American Indian or Alaskan Native |
1 | $200,000 |
$200,000 | $200,000 |
$58,000 | $58,000 |
| Asian |
28 | $5,488,000 |
$196,000 | $1,000,000 |
$106,000 | $339,000 |
| Black or African American |
54 | $8,623,000 |
$159,000 | $802,000 |
$80,000 | $211,000 |
| Hispanic |
26 | $1,959,000 |
$75,000 | $350,000 |
$103,000 | $428,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
16 | $3,281,000 |
$205,000 | $596,000 |
$79,000 | $144,000 |
| White |
119 | $9,185,000 |
$77,000 | $415,000 |
$83,000 | $336,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
244 | $28,736,000 |
$117,000 | $1,000,000 |
$87,000 | $428,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
18 | $2,843,000 |
$157,000 | $415,000 |
$68,000 | $144,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
226 | $25,893,000 |
$114,000 | $1,000,000 |
$88,000 | $428,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 1ST UNITED SERVICES CREDIT UNI by:
Metropolitan Area And
County
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