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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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21ST MORTGAGE CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
21ST MORTGAGE CORPORATION |
| Address | P.O. BOX 477
KNOXVILLE, TN 37901 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 42,677 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,149,424,000 |
| Average Mortgage Loan Amount Applied For | $52,306 |
| Highest Mortgage Loan Amount Applied For | $1,119,000 |
| Average Applicant Income | $46,220 |
| Highest Applicant Income | $913,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
67,228 | $3,189,374,000 |
$47,000 | $1,119,000 |
$44,000 | $900,000 |
| Refinancing |
5,799 | $364,988,000 |
$62,000 | $712,000 |
$51,000 | $913,000 |
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| American Indian or Alaskan Native |
754 | $34,186,000 |
$45,000 | $179,000 |
$40,000 | $336,000 |
| Asian |
442 | $26,551,000 |
$60,000 | $447,000 |
$64,000 | $720,000 |
| Black or African American |
5,845 | $244,256,000 |
$41,000 | $233,000 |
$33,000 | $610,000 |
| Hispanic |
6,390 | $324,690,000 |
$50,000 | $611,000 |
$48,000 | $840,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
15,505 | $702,015,000 |
$45,000 | $357,000 |
$42,000 | $856,000 |
| White |
44,091 | $2,222,664,000 |
$50,000 | $1,119,000 |
$46,000 | $913,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
71,447 | $3,503,199,000 |
$49,000 | $1,119,000 |
$45,000 | $913,000 |
| FHA-insured (Federal Housing Administration) |
1,580 | $51,163,000 |
$32,000 | $82,000 |
$29,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
23,421 | $1,097,962,000 |
$46,000 | $532,000 |
$49,000 | $913,000 |
| Application Denied By Financial Institution |
37,406 | $1,947,895,000 |
$52,000 | $1,119,000 |
$41,000 | $900,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
12,200 | $508,505,000 |
$41,000 | $339,000 |
$47,000 | $720,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2,027 | $139,028,000 |
$68,000 | $400,000 |
$52,000 | $597,000 |
| Credit Application Incomplete |
376 | $27,354,000 |
$72,000 | $292,000 |
$55,000 | $292,000 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
5,874 | $383,284,000 |
$65,000 | $1,119,000 |
$35,000 | $755,000 |
| Employment History |
1,393 | $68,684,000 |
$49,000 | $304,000 |
$38,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
5,738 | $255,962,000 |
$44,000 | $447,000 |
$35,000 | $432,000 |
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Mortgage Loan App Totals for 21ST MORTGAGE CORPORATION by:
Metropolitan Area And
County
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