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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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2CI DIRECT
Mortgage Loans and Application Details
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| Mortgage Company Name |
2CI DIRECT |
| Address | 31255 CEDAR VALLEY DRIVE, #319
WESTLAKE VILLAGE, CA 91362 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 387 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $148,464,000 |
| Average Mortgage Loan Amount Applied For | $307,071 |
| Highest Mortgage Loan Amount Applied For | $1,668,000 |
| Average Applicant Income | $121,785 |
| Highest Applicant Income | $996,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
299 | $114,620,000 |
$383,000 | $1,668,000 |
$199,000 | $744,000 |
| Refinancing |
88 | $33,844,000 |
$384,000 | $1,420,000 |
$157,000 | $996,000 |
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| American Indian or Alaskan Native |
2 | $212,000 |
$106,000 | $194,000 |
$54,000 | $54,000 |
| Asian |
12 | $3,345,000 |
$278,000 | $536,000 |
$141,000 | $292,000 |
| Black or African American |
9 | $2,317,000 |
$257,000 | $513,000 |
$165,000 | $519,000 |
| Hispanic |
151 | $41,659,000 |
$275,000 | $1,200,000 |
$142,000 | $744,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
120 | $49,666,000 |
$413,000 | $1,668,000 |
$206,000 | $600,000 |
| White |
93 | $51,265,000 |
$551,000 | $1,480,000 |
$259,000 | $996,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
387 | $148,464,000 |
$383,000 | $1,668,000 |
$190,000 | $996,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
83 | $28,215,000 |
$339,000 | $1,240,000 |
$161,000 | $431,000 |
| Application Denied By Financial Institution |
121 | $50,957,000 |
$421,000 | $1,668,000 |
$215,000 | $996,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
183 | $69,292,000 |
$378,000 | $1,600,000 |
$187,000 | $510,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $200,000 |
$200,000 | $200,000 |
$68,000 | $68,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
21 | $7,428,000 |
$353,000 | $1,000,000 |
$163,000 | $348,000 |
| Debt-To-Income Ratio |
15 | $4,322,000 |
$288,000 | $864,000 |
$111,000 | $194,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
19 | $8,071,000 |
$424,000 | $1,420,000 |
$294,000 | $996,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for 2CI DIRECT by:
Metropolitan Area And
County
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