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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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66 FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
66 FEDERAL CREDIT UNION |
| Address | 501 S JOHNSTONE
BARTLESVILLE, OK 74003 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,117 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $129,984,000 |
| Average Mortgage Loan Amount Applied For | $136,942 |
| Highest Mortgage Loan Amount Applied For | $2,650,000 |
| Average Applicant Income | $90,643 |
| Highest Applicant Income | $859,000 |
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| Home Improvement |
146 | $4,121,000 |
$28,000 | $225,000 |
$67,000 | $223,000 |
| Home Purchase |
682 | $98,442,000 |
$144,000 | $2,650,000 |
$84,000 | $859,000 |
| Refinancing |
289 | $27,421,000 |
$94,000 | $2,262,000 |
$76,000 | $734,000 |
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| American Indian or Alaskan Native |
31 | $2,824,000 |
$91,000 | $300,000 |
$69,000 | $175,000 |
| Asian |
16 | $3,172,000 |
$198,000 | $417,000 |
$107,000 | $204,000 |
| Black or African American |
26 | $4,882,000 |
$187,000 | $1,517,000 |
$68,000 | $299,000 |
| Hispanic |
53 | $5,249,000 |
$99,000 | $365,000 |
$51,000 | $142,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $186,000 |
$93,000 | $106,000 |
$35,000 | $41,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
201 | $15,582,000 |
$77,000 | $2,650,000 |
$77,000 | $817,000 |
| White |
788 | $98,089,000 |
$124,000 | $2,262,000 |
$83,000 | $859,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,117 | $129,984,000 |
$116,000 | $2,650,000 |
$80,000 | $859,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $1,069,000 |
$118,000 | $238,000 |
$93,000 | $171,000 |
| Application Denied By Financial Institution |
245 | $22,777,000 |
$92,000 | $417,000 |
$50,000 | $372,000 |
| Application Withdrawn By Applicant |
61 | $5,888,000 |
$96,000 | $417,000 |
$79,000 | $208,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
802 | $100,250,000 |
$125,000 | $2,650,000 |
$89,000 | $859,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $76,000 |
$38,000 | $62,000 |
$46,000 | $48,000 |
| Credit Application Incomplete |
2 | $43,000 |
$21,000 | $28,000 |
$80,000 | $97,000 |
| Credit History |
175 | $15,342,000 |
$87,000 | $417,000 |
$48,000 | $372,000 |
| Debt-To-Income Ratio |
46 | $5,533,000 |
$120,000 | $350,000 |
$46,000 | $204,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $309,000 |
$309,000 | $309,000 |
$85,000 | $85,000 |
| Mortgage Insurance Denied |
1 | $47,000 |
$47,000 | $47,000 |
$89,000 | $89,000 |
| Other |
2 | $245,000 |
$122,000 | $195,000 |
$188,000 | $300,000 |
| Unverifiable Information |
1 | $37,000 |
$37,000 | $37,000 |
$83,000 | $83,000 |
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Mortgage Loan App Totals for 66 FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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