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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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A.A. CO. EMPLOYEES FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
A.A. CO. EMPLOYEES FCU |
| Address | 2661 RIVA ROAD BLDG. 700
ANNAPOLIS, MD 21401 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 48 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,541,000 |
| Average Mortgage Loan Amount Applied For | $53,750 |
| Highest Mortgage Loan Amount Applied For | $292,000 |
| Average Applicant Income | $101,500 |
| Highest Applicant Income | $168,000 |
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| Home Improvement |
40 | $1,794,000 |
$44,000 | $130,000 |
$78,000 | $168,000 |
| Home Purchase |
1 | $27,000 |
$27,000 | $27,000 |
$89,000 | $89,000 |
| Refinancing |
7 | $720,000 |
$102,000 | $292,000 |
$95,000 | $168,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
6 | $316,000 |
$52,000 | $89,000 |
$58,000 | $118,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $40,000 |
$40,000 | $40,000 |
$65,000 | $65,000 |
| White |
41 | $2,185,000 |
$53,000 | $292,000 |
$85,000 | $168,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
48 | $2,541,000 |
$52,000 | $292,000 |
$81,000 | $168,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $312,000 |
$44,000 | $82,000 |
$60,000 | $85,000 |
| Application Withdrawn By Applicant |
3 | $140,000 |
$46,000 | $100,000 |
$77,000 | $91,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
38 | $2,089,000 |
$54,000 | $292,000 |
$85,000 | $168,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $45,000 |
$45,000 | $45,000 |
$78,000 | $78,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $82,000 |
$82,000 | $82,000 |
$36,000 | $36,000 |
| Debt-To-Income Ratio |
4 | $145,000 |
$36,000 | $50,000 |
$55,000 | $82,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $40,000 |
$40,000 | $40,000 |
$85,000 | $85,000 |
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Mortgage Loan App Totals for A.A. CO. EMPLOYEES FCU by:
Metropolitan Area And
County
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