|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
AB&T NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
AB&T NATIONAL BANK |
| Address | P.O. BOX 5737
DOTHAN, AL 36302 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 28 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,618,000 |
| Average Mortgage Loan Amount Applied For | $52,333 |
| Highest Mortgage Loan Amount Applied For | $159,000 |
| Average Applicant Income | $47,333 |
| Highest Applicant Income | $207,000 |
|
|
|
| Home Improvement |
3 | $190,000 |
$63,000 | $140,000 |
$42,000 | $59,000 |
| Home Purchase |
16 | $1,176,000 |
$73,000 | $159,000 |
$52,000 | $207,000 |
| Refinancing |
9 | $252,000 |
$28,000 | $49,000 |
$45,000 | $112,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $204,000 |
$51,000 | $135,000 |
$47,000 | $88,000 |
| Hispanic |
1 | $40,000 |
$40,000 | $40,000 |
$59,000 | $59,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $369,000 |
$52,000 | $98,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
16 | $1,005,000 |
$62,000 | $159,000 |
$70,000 | $207,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
28 | $1,618,000 |
$57,000 | $159,000 |
$49,000 | $207,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $10,000 |
$10,000 | $10,000 |
$26,000 | $26,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
27 | $1,608,000 |
$59,000 | $159,000 |
$50,000 | $207,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $10,000 |
$10,000 | $10,000 |
$26,000 | $26,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for AB&T NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
