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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ABBEY CREDIT UNION, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
ABBEY CREDIT UNION, INC |
| Address | 800 FALLS CREEK DR
VANDALIA, OH 45377 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 54 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,020,000 |
| Average Mortgage Loan Amount Applied For | $53,000 |
| Highest Mortgage Loan Amount Applied For | $150,000 |
| Average Applicant Income | $51,666 |
| Highest Applicant Income | $408,000 |
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| Home Improvement |
35 | $516,000 |
$14,000 | $45,000 |
$52,000 | $408,000 |
| Home Purchase |
4 | $277,000 |
$69,000 | $125,000 |
$54,000 | $89,000 |
| Refinancing |
15 | $1,227,000 |
$81,000 | $150,000 |
$45,000 | $104,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $110,000 |
$110,000 | $110,000 |
$28,000 | $28,000 |
| Black or African American |
10 | $274,000 |
$27,000 | $85,000 |
$52,000 | $71,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
43 | $1,636,000 |
$38,000 | $150,000 |
$51,000 | $408,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
54 | $2,020,000 |
$37,000 | $150,000 |
$50,000 | $408,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $27,000 |
$13,000 | $15,000 |
$46,000 | $71,000 |
| Application Withdrawn By Applicant |
1 | $9,000 |
$9,000 | $9,000 |
$35,000 | $35,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
51 | $1,984,000 |
$38,000 | $150,000 |
$52,000 | $408,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $12,000 |
$12,000 | $12,000 |
$21,000 | $21,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $15,000 |
$15,000 | $15,000 |
$71,000 | $71,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ABBEY CREDIT UNION, INC by:
Metropolitan Area And
County
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