|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ABINGTON BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ABINGTON BANK |
| Address | 180 OLD YORK ROAD
JENKINTOWN, PA 19046 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 487 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $84,880,000 |
| Average Mortgage Loan Amount Applied For | $317,625 |
| Highest Mortgage Loan Amount Applied For | $1,800,000 |
| Average Applicant Income | $103,125 |
| Highest Applicant Income | $1,208,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
226 | $50,591,000 |
$223,000 | $1,092,000 |
$116,000 | $1,208,000 |
| Refinancing |
261 | $34,289,000 |
$131,000 | $1,800,000 |
$101,000 | $532,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
15 | $2,892,000 |
$192,000 | $350,000 |
$108,000 | $238,000 |
| Black or African American |
4 | $816,000 |
$204,000 | $495,000 |
$72,000 | $121,000 |
| Hispanic |
3 | $558,000 |
$186,000 | $238,000 |
$75,000 | $110,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
67 | $8,610,000 |
$128,000 | $566,000 |
$101,000 | $360,000 |
| White |
398 | $72,004,000 |
$180,000 | $1,800,000 |
$110,000 | $1,208,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
486 | $84,580,000 |
$174,000 | $1,800,000 |
$108,000 | $1,208,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $300,000 |
$300,000 | $300,000 |
$153,000 | $153,000 |
|
|
| Application Approved But Not Accepted |
1 | $444,000 |
$444,000 | $444,000 |
$112,000 | $112,000 |
| Application Denied By Financial Institution |
16 | $2,364,000 |
$147,000 | $316,000 |
$82,000 | $180,000 |
| Application Withdrawn By Applicant |
17 | $4,121,000 |
$242,000 | $405,000 |
$112,000 | $469,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
452 | $77,403,000 |
$171,000 | $1,800,000 |
$109,000 | $1,208,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $548,000 |
$548,000 | $548,000 |
$142,000 | $142,000 |
|
|
| Collateral |
4 | $753,000 |
$188,000 | $316,000 |
$113,000 | $142,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $583,000 |
$116,000 | $201,000 |
$79,000 | $113,000 |
| Debt-To-Income Ratio |
6 | $1,274,000 |
$212,000 | $548,000 |
$86,000 | $180,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $162,000 |
$162,000 | $162,000 |
$20,000 | $20,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $140,000 |
$140,000 | $140,000 |
$78,000 | $78,000 |
|
Mortgage Loan App Totals for ABINGTON BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
