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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ACACIA, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
ACACIA, FSB |
| Address | 7600 LEESBURG PIKE
FALLS CHURCH, VA 22043 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 932 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $275,836,000 |
| Average Mortgage Loan Amount Applied For | $275,774 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $141,419 |
| Highest Applicant Income | $1,418,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
924 | $273,716,000 |
$296,000 | $1,100,000 |
$123,000 | $1,418,000 |
| Refinancing |
8 | $2,120,000 |
$265,000 | $380,000 |
$150,000 | $538,000 |
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| American Indian or Alaskan Native |
1 | $240,000 |
$240,000 | $240,000 |
$67,000 | $67,000 |
| Asian |
74 | $21,079,000 |
$284,000 | $1,000,000 |
$91,000 | $342,000 |
| Black or African American |
126 | $35,119,000 |
$278,000 | $680,000 |
$90,000 | $419,000 |
| Hispanic |
63 | $18,176,000 |
$288,000 | $819,000 |
$92,000 | $410,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $263,000 |
$263,000 | $263,000 |
$76,000 | $76,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
86 | $22,805,000 |
$265,000 | $735,000 |
$138,000 | $1,164,000 |
| White |
581 | $178,154,000 |
$306,000 | $1,100,000 |
$137,000 | $1,418,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
931 | $275,524,000 |
$295,000 | $1,100,000 |
$124,000 | $1,418,000 |
| FHA-insured (Federal Housing Administration) |
1 | $312,000 |
$312,000 | $312,000 |
$55,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
93 | $29,473,000 |
$316,000 | $720,000 |
$127,000 | $496,000 |
| Application Denied By Financial Institution |
58 | $17,798,000 |
$306,000 | $1,000,000 |
$99,000 | $498,000 |
| Application Withdrawn By Applicant |
14 | $5,767,000 |
$411,000 | $1,000,000 |
$98,000 | $403,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
767 | $222,798,000 |
$290,000 | $1,100,000 |
$126,000 | $1,418,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $338,000 |
$112,000 | $180,000 |
$232,000 | $498,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
22 | $6,533,000 |
$296,000 | $1,000,000 |
$115,000 | $259,000 |
| Debt-To-Income Ratio |
29 | $10,130,000 |
$349,000 | $620,000 |
$79,000 | $201,000 |
| Employment History |
1 | $262,000 |
$262,000 | $262,000 |
$81,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $424,000 |
$212,000 | $338,000 |
$38,000 | $77,000 |
| Unverifiable Information |
1 | $111,000 |
$111,000 | $111,000 |
$59,000 | $59,000 |
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Mortgage Loan App Totals for ACACIA, FSB by:
Metropolitan Area And
County
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